Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
A couple weeks before my lst review was due I checked my previous years I & E because I was on such a tight budget. When I compared my expenditure although it looked as if I was £120 better off (due to mortgage rate decreasing) I was actually worse off by £30.00 per month accounting for increases in bills etc. When I explained everything to payplan my payment deceased slightly and gave me a little bit more to budget with.
Just always be 100% honest on your Income and Expenditure and you won't go wrong. Price are forever rising at the minute and most IP's realise this and so any increase in income is normally swallowed up. Hope your reviews go well, I've had two and they've always gone smoothly. x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
