not been allowed to buy on line

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Brian.baf

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Post by Brian.baf » Thu Aug 12, 2010 12:40 pm
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Like most I guess one of the problems Ihave is not been allowed to buy on line using the card I have from my bank. It would be so useful if there was a way any ideas??
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kallis3

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Post by kallis3 » Thu Aug 12, 2010 12:44 pm
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Try getting a prepaid card such as Paypal. There are lots about and you will be able to use those to buy online.

You could also consider a Paypal account as some sites (Ebay for one) accept that.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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666

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Post by 666 » Thu Aug 12, 2010 12:54 pm
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Who do you bank with brian?
I'm with co-op and their basic account is a visa debit card so works fine on all online websites.
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Shining

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Post by Shining » Thu Aug 12, 2010 1:11 pm
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Natwest allows for online shopping too. x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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kallis3

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Post by kallis3 » Thu Aug 12, 2010 1:12 pm
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If it's a solo card then it's unlikely that you can use it online, but if you phone the company up then they will take it over the phone.

Worked for my daughter and they matched the internet price.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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Shining

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Post by Shining » Thu Aug 12, 2010 1:16 pm
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I use my Solo card in most places apart from petrol stations where you pay at the pump. Luckily they've upgraded hubby's card but not mine??? so if that's the case he pays x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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animaleyes76

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Post by animaleyes76 » Thu Aug 12, 2010 1:29 pm
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If it's a visa electron sometimes just selecting visa (instead of visa election) will work, even if they don't advertise the electron card as a method of payment.
Last edited by animaleyes76 on Thu Aug 12, 2010 1:29 pm, edited 1 time in total.
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Brian.baf

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Post by Brian.baf » Thu Aug 12, 2010 1:50 pm
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Thank you all. I bank with HSBC (Self Service card) only allows cah withdrawls in the UK
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Shining

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Post by Shining » Thu Aug 12, 2010 1:53 pm
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How long you been in your IVA for Brian? It's just that HSBC are known to close accounts of people in an IVA so it might be best to switch to a more IVA friendly bank. x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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Brian.baf

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Post by Brian.baf » Thu Aug 12, 2010 2:10 pm
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I have been inmy IVA for three years. I moved to HBC from Lloyds at the time of my IVA at the time they were very friendly
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danny4

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Post by danny4 » Thu Aug 12, 2010 7:18 pm
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We haven't received our nationwide card yet but I think it's anytime upto the end of September.
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phil732

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Post by phil732 » Thu Aug 12, 2010 9:37 pm
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makes me feel kind of lucky I had a visa/debit card during my IVA, they seem to be many different rules.
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Dominic

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Post by Dominic » Thu Aug 12, 2010 9:43 pm
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I have a cashplus card that acts as a visa deit card

http://www.mycashplus.co.uk/offers/cash ... 4wodRnyQ4A
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Shining

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Post by Shining » Thu Aug 12, 2010 9:50 pm
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I have a full Smile account which was opened during my IVA process but prefer to use the Step Account with a solo card. The Full account I keep as if I need to write a cheque I've got the option and can just transfer the money over. x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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31101932

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Post by 31101932 » Thu Aug 12, 2010 10:52 pm
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I have had a cashplus card since late 2005 (I think) and it works perfectly for me.

I am expecting a Nationwide Cashcard+, but I hope that they will upgrade it to a full debit card before too long.
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