certificate of completion

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traceman

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Post by traceman » Fri Aug 20, 2010 6:14 pm
phoned DFD today and they said it can take up to 6 months to receive my certificate of completion[:0], is this right
 
 

kallis3

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Post by kallis3 » Fri Aug 20, 2010 6:20 pm
No idea Traceman. Hopefully Declan can pick up on this one next week.

The good thing is that you know you have finished.
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The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
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MP1965

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Post by MP1965 » Sat Aug 21, 2010 8:27 am
6 months is rather long, mine took 6 weeks!

Until you get that Certificate any windfalls etc will still be due to creditors!

If yours was a straight forward case I would keep pestering for it or wait until you have it before claiming that lottery win!
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Shining

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Post by Shining » Sat Aug 21, 2010 8:29 am
I can imagine I'll be the same at conclusion and want my certificate as I'm impatient. Hope you both get them sooner rather than later. xx
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

kallis3

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Post by kallis3 » Sat Aug 21, 2010 8:41 am
To be honest, the fact that I have finished will be enough for me.

I can wait for the certificate.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

traceman

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Post by traceman » Sat Aug 21, 2010 8:42 am
yes, my case is straight forward, il give it another 5 weeks then that takes it to 3 months and il give them another ring, i think helen who's also on this forum is in the same position as me
 
 

Shining

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Post by Shining » Sat Aug 21, 2010 11:59 am
For me finality will come with the certificate, I've just finished a further teaching qualification and although I've been told in principle it's passed, I'll be happy when the certificate is here as I never believe it until then.

Is it correct that until the certificate is issued windfalls etc., need to be declared? x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

TheMatrix

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Post by TheMatrix » Sat Aug 21, 2010 2:34 pm
I believe so, which is why it is important to get hold of that certificate and not leave a windfall clause hanging over your head forever.
We're willing to wipe the slate clean, give you a fresh start. All that we're asking in return is your cooperation.
 
 

Shining

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Post by Shining » Sat Aug 21, 2010 2:35 pm
Totally agree x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

traceman

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Post by traceman » Sat Aug 21, 2010 6:20 pm
same here lol, even then your name could be on the insolvency register for another 3 months after receiving your certificate like another poster explained in this forum, at least we will all be debt free though [:D]
 
 

struggling63

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Post by struggling63 » Sat Aug 21, 2010 10:13 pm
I know I have already sang my IVA firms praises, but I received my Certificate of Completion within two weeks of my IVA finishing, and my name disappeared off the insolvency register a week later!
 
 

traceman

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Post by traceman » Sun Aug 22, 2010 2:57 am
what iva firm are you with struggling63
 
 

TheMatrix

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Post by TheMatrix » Sun Aug 22, 2010 5:05 am
That's great news Struggling63, I can only wish that the other IP firms take a leaf out of their book and send the certificates out / remove details from the register without undue delay.
We're willing to wipe the slate clean, give you a fresh start. All that we're asking in return is your cooperation.
 
 

simon1973

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Post by simon1973 » Sun Aug 22, 2010 9:36 am
I had mine in about 3 weeks (McCambridge Duffy)
24/05/10 IVA completed :)
 
 

luluj

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Post by luluj » Sun Aug 22, 2010 5:58 pm
One for Declan I think - you need this certificate now - you have stopped paying so therefore you should be free from it ! Six months is too long - a couple maybe !
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