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baldy
Posts: 582 Joined: Fri Jul 23, 2010 7:25 am
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OK, IVA approved and gone through and was wondering if we should shred all our credit card statements?
Except maybe the last couple of months just to make sure creditors are claiming what we actually owed.
I know it might seem strange but i feel that if i do this it will feel like i am starting with a clean slate.[:)]
Broke of London
Posts: 7761 Joined: Sun Sep 05, 2010 6:04 pm
Location: United Kingdom
Hi baldy, I'm not sure whether it's advisable to shred everything. But I did the same and it is very cathartic!! I just kept the last statement from each creditor. Felt like I was getting rid of toxic waste!!
Skippy
Posts: 20720 Joined: Sat Oct 21, 2006 6:08 pm
Location: United Kingdom
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I'm the wrong person to ask - I've still got all my IVA and BR paperwork!
Broke of London
Posts: 7761 Joined: Sun Sep 05, 2010 6:04 pm
Location: United Kingdom
My IVA file is a wonder to behold! If only my finances were this well organised a few years ago...
Shining
Posts: 27019 Joined: Thu Sep 20, 2007 8:57 am
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Mine have all gone now although only this year approximately about 2 months ago, I had a good clear out x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
MelanieGiles
Industry Expert
Posts: 47612 Joined: Tue Jan 09, 2007 10:42 am
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I would hang on to them for a few months in case there are any queries, or parcel them up and send them to your IP.
Regards, Melanie Giles, Insolvency Practitioner
Goosed
Posts: 953 Joined: Tue Jan 19, 2010 8:40 am
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Keep `em baldy...I`m still getting statements with charges and interest, I`ve been sending them to my case administrator.
"When the seagulls follow the trawler, it is because they think sardines will be thrown into the sea".
Eric Cantona
carole2662
Posts: 566 Joined: Sun Jun 13, 2010 5:09 pm
Location: United Kingdom
Mine are all in the loft. They make great insulation!!
wannabedj
Posts: 327 Joined: Tue Mar 09, 2010 11:37 am
Location: United Kingdom
I shredding everything!! Only because I had stuff going back 10 years and was taking up too much room.
If Football was meant to have been played in the air then God would have put Grass in the Sky
Mark.by
Posts: 18 Joined: Thu Aug 26, 2010 4:45 pm
Location: United Kingdom
I would keep the last 1 of each and get rid of the rest. At least then you have something to fall back on if the question it at a later date.
I still have some old ones filed away from when I used to be alright with my finances
baldy
Posts: 582 Joined: Fri Jul 23, 2010 7:25 am
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Thanks for that, im going to keep the last 6 months, and then shred the rest.
kallis3
Forum Expert
Posts: 77177 Joined: Mon Mar 17, 2008 4:02 pm
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Mine were all shredded a long time ago.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
Goosed
Posts: 953 Joined: Tue Jan 19, 2010 8:40 am
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kallis3 wrote:
Mine were all shredded a long time ago.
All that`s been getting shredded with me lately is my nerves[:D]...My temper`s becoming very frayed too.
"When the seagulls follow the trawler, it is because they think sardines will be thrown into the sea".
Eric Cantona
kallis3
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Posts: 77177 Joined: Mon Mar 17, 2008 4:02 pm
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I can understand that!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
Skippy
Posts: 20720 Joined: Sat Oct 21, 2006 6:08 pm
Location: United Kingdom
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We haven't got a shredder at the moment and I'm too tight to buy another one!