Should i start shredding?

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baldy

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Post by baldy » Sun Oct 31, 2010 9:02 pm
OK, IVA approved and gone through and was wondering if we should shred all our credit card statements?

Except maybe the last couple of months just to make sure creditors are claiming what we actually owed.

I know it might seem strange but i feel that if i do this it will feel like i am starting with a clean slate.[:)]
 
 

Broke of London

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Post by Broke of London » Sun Oct 31, 2010 9:32 pm
Hi baldy, I'm not sure whether it's advisable to shred everything. But I did the same and it is very cathartic!! I just kept the last statement from each creditor. Felt like I was getting rid of toxic waste!!
 
 

Skippy

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Post by Skippy » Sun Oct 31, 2010 9:32 pm
I'm the wrong person to ask - I've still got all my IVA and BR paperwork!
 
 

Broke of London

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Post by Broke of London » Sun Oct 31, 2010 9:37 pm
My IVA file is a wonder to behold! If only my finances were this well organised a few years ago...
 
 

Shining

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Post by Shining » Sun Oct 31, 2010 9:38 pm
Mine have all gone now although only this year approximately about 2 months ago, I had a good clear out x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

MelanieGiles

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Post by MelanieGiles » Sun Oct 31, 2010 11:18 pm
I would hang on to them for a few months in case there are any queries, or parcel them up and send them to your IP.
Regards, Melanie Giles, Insolvency Practitioner
 
 

Goosed

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Post by Goosed » Mon Nov 01, 2010 8:10 am
Keep `em baldy...I`m still getting statements with charges and interest, I`ve been sending them to my case administrator.
"When the seagulls follow the trawler, it is because they think sardines will be thrown into the sea".

Eric Cantona
 
 

carole2662

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Post by carole2662 » Mon Nov 01, 2010 9:27 am
Mine are all in the loft. They make great insulation!!
 
 

wannabedj

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Post by wannabedj » Mon Nov 01, 2010 9:57 am
I shredding everything!! Only because I had stuff going back 10 years and was taking up too much room.
If Football was meant to have been played in the air then God would have put Grass in the Sky
 
 

Mark.by

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Post by Mark.by » Mon Nov 01, 2010 11:08 am
I would keep the last 1 of each and get rid of the rest. At least then you have something to fall back on if the question it at a later date.
I still have some old ones filed away from when I used to be alright with my finances ;-)
 
 

baldy

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Post by baldy » Mon Nov 01, 2010 1:15 pm
Thanks for that, im going to keep the last 6 months, and then shred the rest.
 
 

kallis3

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Post by kallis3 » Mon Nov 01, 2010 5:16 pm
Mine were all shredded a long time ago.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Goosed

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Post by Goosed » Mon Nov 01, 2010 5:22 pm
kallis3 wrote:

Mine were all shredded a long time ago.
All that`s been getting shredded with me lately is my nerves[:D]...My temper`s becoming very frayed too.
"When the seagulls follow the trawler, it is because they think sardines will be thrown into the sea".

Eric Cantona
 
 

kallis3

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Post by kallis3 » Mon Nov 01, 2010 5:37 pm
I can understand that!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Skippy

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Post by Skippy » Mon Nov 01, 2010 5:45 pm
We haven't got a shredder at the moment and I'm too tight to buy another one!
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