Made my first payment today -- even managed to update the countdown [:D]
Although IVA was agreed 17th December, IP put standing order through for first payment to come out 21st January --- anyway, just gone online and amended it so first payment was made today.[:D]
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
I remember my first payment. Funny mix of relief at being back in control and feeling nervous about what lay ahead.
Good luck and keep using the forum. The advice and support that is available on here is exceptional and will prove invaluable for the journey that lays ahead.
MelanieGiles wrote:
Well done for amending the standing order. If you had not your account would always have shown you as being one month in arrears.
This is what I thought Melanie. You only get three "strikes" and I would have started one down!! No idea why they didn't think of that when they processed to standing order. If they had given me the account details right away I could have set it up in seconds from this end, but they insisted on doing it themselves!
Thank you all for your good wishes, I see that a number of us have started on the road together. From that first call for help to the first payment has been a roller coaster, some good bits, some not so good.
For some reason "Follow the Yellow Brick Road" has popped, unbidden, into my mind !!!
We're off to see the Wizard ........
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
well done, i have just been accpeted for my iva today 7th, and now waiting to make 1st payment, mixed feelings about it all, but heyho furture looks good eh !!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk