I wouldn't have thought that it made any difference - if you are paying less then they can mark your record accordingly (special arrangement is what they used to do to mine).
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
The one time we did have problems (in the 90's) they were really aggressive with us as we had a month or so arrears.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
We were with NR for three years prior to re-mortage with Skipton. We hadn't realised we could have a payment break until nearly the end of the three years, we ended up having to do that to make boiler repairs.
NR would hopefully be more understanding after their own failings, lets face it....we are human!!! No one person is perfect and we all make the daftest mistakes here and there. Just look at that daft advert for First Direct on tv at the moment. Michelle who talks about the whales...then is grown up talking on the phone to a man who has missed a bill payment. Even the banks acknowledge that it happens.
give them a ring, talk to mortgage department directly and not reception and explain the situation. Hope it works out for you. Or better yet, go in to the branch and show them how upset and stressed you are about this and that you realise it was a mistake on both parts. good luck x
One thing I can't do is get a payment break with the mortgage company. We have tried and it's a big no no.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
