Chances of having our full and final offer accepted ?

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emma67

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Post by emma67 » Tue Jan 18, 2011 9:16 am
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hi cananybody advise... we are in year 5 of our iva which was extended to april 2013.... we have paid in 17.000 and our agreed amount is 22500.... if we offered 5000 as full and final settlement what do you think our chances of having it accepted would be... thank you.... we pay in 200p/m on his basic wage
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Michael Peoples

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Post by Michael Peoples » Tue Jan 18, 2011 9:18 am
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That seems a reasonable offer and given the early receipt of the money I would think creditors would be happy to close down the IVA.
Michael Peoples | McCambridge Duffy Insolvency Practitioners
http://www.mccambridgeduffy.com
If you would like to talk to me about proposing an IVA or have any questions at all please visit www.mccambridgeduffy.com
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kallis3

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Post by kallis3 » Tue Jan 18, 2011 9:25 am
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Sounds like a good offer to me as well, good luck and let us know what happens.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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Shining

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Post by Shining » Tue Jan 18, 2011 9:26 am
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All the best with your offer Emma x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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Broke of London

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Post by Broke of London » Tue Jan 18, 2011 9:41 am
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If the creditors have any sense they'll bite your arm off. Best of luck x
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emma67

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Post by emma67 » Tue Jan 18, 2011 9:54 am
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thank you i hope and pray they accept i know we only have 28 payments left but just would be so nice not to have the iva hanging over our heads anymore... fingers crossed..x[:)]
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Andrew Bowers

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Post by Andrew Bowers » Tue Jan 18, 2011 9:57 am
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If it's third party funds then you should be OK
Regards
Andrew Bowers
Licensed Insolvency Practitoner

To have me propose an IVA for you, visit http://www.insolvency-practitioner.org.uk
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emma67

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Post by emma67 » Tue Jan 18, 2011 10:09 am
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it would come from my mum is that third party??
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Shining

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Post by Shining » Tue Jan 18, 2011 10:12 am
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It is Emma x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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kallis3

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Post by kallis3 » Tue Jan 18, 2011 10:19 am
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You need to make it known as well that this offer is only available for the full and final and if it is rejected the money will be withdrawn.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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MelanieGiles

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Post by MelanieGiles » Tue Jan 18, 2011 9:59 pm
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I'd be happy to put that forward if I were your IP based on the facts you have provided. Good luck!
Regards, Melanie Giles, Insolvency Practitioner
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leaKybrain

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Post by leaKybrain » Tue Jan 18, 2011 10:14 pm
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just wanted to add good luck from me too, let us know how you get on
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