What happens during maternity leave?

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kallis3

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Post by kallis3 » Wed Mar 16, 2011 12:52 pm
You can only claim for the basic package, but if you can make savings from other allowances then you can add as many packages as you want. We have an entertainment/hobbies allowance and that goes towards our Sky package.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
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LouC

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Post by LouC » Wed Mar 16, 2011 1:10 pm
Ok thanks, that's something we could look at doing. Also, how do you prove that you've spent the money on satellite rather than hobbies etc.? I can't get my head round how much you can juggle - i.e take from one allowance to help with another? Sorry if this is the wrong thread for these questions!
Lou
 
 

kallis3

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Post by kallis3 » Wed Mar 16, 2011 1:16 pm
I've never had to prove what I spend mine on. My Sky is my entertainment. You need to be able to make savings to fund anything else - if you spend less on your shopping or clothing allowances for example.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

LouC

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Post by LouC » Wed Mar 16, 2011 1:27 pm
Our weekly shopping bill is currently around £140 for 5. I'm trying to cut this back by searching out offers/shopping at the end of the day etc.. If I do manage to cut it back and therefore was able to put £20 per week in savings for birthdays/xmas (3 children), would my food allowance be cut at the review stage?
Thanks, Lou
 
 

orange

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Post by orange » Wed Mar 16, 2011 2:13 pm
excuse me for been slow but i dont get it! what happened to compassion arnt you allowed this in a iva!
bad enough beeb diagnosed with a illnes ,then to find out its critical! last thing id be doing is handing money over rightly or wrongly!
completed july 2011
 
 

orange

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Post by orange » Wed Mar 16, 2011 2:17 pm
oops rant in wrong one sorry
completed july 2011
 
 

Broke of London

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Post by Broke of London » Wed Mar 16, 2011 5:59 pm
LOL Orange - you made me laugh out loud on the bus!! Everyone is now a bit scared of the loony lady!!
 
 

kallis3

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Post by kallis3 » Wed Mar 16, 2011 11:05 pm
It's unlikely that your allowance would be cut back Lou - I can make savings some weeks but not others and I put down the average of what we spend.

Most IP's will encourage savings and you do need to do that for birthdays and Christmas.

What you could look at doing as well are online surveys. Most pay in vouchers which are useful at Christmas - it's what funds a lot of mine. Time consuming but worth it in the end.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

LouC

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Post by LouC » Wed Mar 16, 2011 11:33 pm
Thanks for that. I could do the surveys..anything that helps towards Christmas would be welcome. Can you suggest any good online companies?
 
 

nepensioner

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Post by nepensioner » Wed Mar 16, 2011 11:39 pm
I do Valued Opinions, have been doing a few since October and have £35 to date[:)]Also do Ipsos but only have about £15 there, easy money if you have the time
F & F Accepted 19th Oct 2010
 
 

Broke of London

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Post by Broke of London » Thu Mar 17, 2011 12:20 am
I'm signed up to Opinion World but haven't done any yet. Are these chaps reputable? x
 
 

Shining

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Post by Shining » Thu Mar 17, 2011 4:51 am
I'm lazy and did start well with the surveys but I've lapsed now and must get back to doing them. x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

kallis3

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Post by kallis3 » Thu Mar 17, 2011 7:49 am
Opinion World are fine BOL, I've been with them for years, Valued Opinions are great and YouGov is another one.

If anyone wants pointing in the direction of a few surveys then let me know and I'll email you some links off forum.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Broke of London

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Post by Broke of London » Thu Mar 17, 2011 9:40 am
Cool...I have a day off tomorrow so will try and do a few to get a bit of a savings fund going!!
 
 

pod_moo

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Post by pod_moo » Thu Mar 17, 2011 9:58 am
I do mysurvey as well and have already built up about £10 of points in 6 weeks! I also have started doing valued opinions. Any other reputable ones would be welcome. Although they take time it is more than worth it in the long run!
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