proposal

Get expert opinion. This is the place for new questions to be posted.
13 posts Page 1 of 1
 
 

kat68

User avatar
Posts: 707
Joined: Sun Feb 20, 2011 4:06 pm
Location: United Kingdom

Post by kat68 » Fri Mar 18, 2011 7:51 pm
hiya all,

received an email yesterday informing me that my case is now complete at administration level and ready to be passed to proposals team.

the email stated it might be a few weeks before i hear anything further from them. any idea how long a few weeks may be, how long does it usually take for the proposal to be drawn up?

i feel more positive now knowing things are progressing, i am just so eager to have a creditors meeting date set and hopefully all being well move forward with my life.
kat68
kat

IVA accepted 6th May 2011, Full and Final accepted 17th April 2012.
 
 

Shining

User avatar
Posts: 27019
Joined: Thu Sep 20, 2007 8:57 am
Location:

Post by Shining » Fri Mar 18, 2011 8:06 pm
Hi Kat, I'm afraid I don't know the timescales but I'm sure it won't be long now. One of the experts may be able to advise. x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

Broke of London

User avatar
Posts: 7761
Joined: Sun Sep 05, 2010 6:04 pm
Location: United Kingdom

Post by Broke of London » Fri Mar 18, 2011 8:09 pm
Hi Kat - it will depend on the workload of your IP firm as much as anything. Nothin wrong in calling to ask. You're another step closer to IVAdom! xx
 
 

kat68

User avatar
Posts: 707
Joined: Sun Feb 20, 2011 4:06 pm
Location: United Kingdom

Post by kat68 » Fri Mar 18, 2011 8:28 pm
maybe i will give them a call after the weekend, although they did say a few weeks, so maybe i should give it a few weeks before calling. I'm just so impatient, and dont want to come accross as pushy, and to be fair both tina and tamsyn from mels team have been very patient with me and my questions up to this point, so i am sure i have nothing to be concerned about.
maybe lem would be able to let me know how long it took for her proposal to come through, once the proposals team received all her documentation?

anyway i'm rambling.
thanks again kat68
kat

IVA accepted 6th May 2011, Full and Final accepted 17th April 2012.
 
 

Shining

User avatar
Posts: 27019
Joined: Thu Sep 20, 2007 8:57 am
Location:

Post by Shining » Fri Mar 18, 2011 8:32 pm
Mel's team don't usually mind what questions are asked, they are so patient and professional, I'm with Mel and her team and can't imagine I'd ever have a criticism of their service. x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

kat68

User avatar
Posts: 707
Joined: Sun Feb 20, 2011 4:06 pm
Location: United Kingdom

Post by kat68 » Fri Mar 18, 2011 8:45 pm
hiya lesley,
i know mels team wouldn't mind, they have been fantastic so far, and i have already been told by them a couple of weeks. to me (miss impatient) a couple of weeks is about two, just wondering what others thought?
kat

IVA accepted 6th May 2011, Full and Final accepted 17th April 2012.
 
 

Broke of London

User avatar
Posts: 7761
Joined: Sun Sep 05, 2010 6:04 pm
Location: United Kingdom

Post by Broke of London » Fri Mar 18, 2011 9:24 pm
Impatience is my middle name too!! Sit tight hun. Sometimes I find it's healthy to ramble in print as it stops the obsessions swirling around in my head. I would be on the phone Monday but agree with you that it is probably better to wait a bit if you can resist!!
 
 

corfu

User avatar
Posts: 102
Joined: Fri Nov 05, 2010 6:02 am
Location:

Post by corfu » Sat Mar 19, 2011 6:12 am
hi kat
im with mel as well,from that e mail to my meeting date was about six weeks.just hang in there you have done the hard bit.

corfu

oh and christmas was in that six weeks as well
Last edited by corfu on Sat Mar 19, 2011 6:14 am, edited 1 time in total.
 
 

kallis3

User avatar
Forum Expert
Posts: 77176
Joined: Mon Mar 17, 2008 4:02 pm
Location: United Kingdom

Post by kallis3 » Sat Mar 19, 2011 7:36 am
Mel's team don't mind you emailing or phoning them - they are one of the best at always being there for you no matter what you want to ask.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

kat68

User avatar
Posts: 707
Joined: Sun Feb 20, 2011 4:06 pm
Location: United Kingdom

Post by kat68 » Sat Mar 19, 2011 11:05 am
thanks for that corfu,
i know i'm terribly impatient.
but i guess like everyone in the build up to an IVA i feel like my future is dependent upon this and i'd like to know everything is ok.

i suppose a good thing is while i'm waiting for the paperwork i am able to put some money aside for emergencies.

thought i would start as i mean to go on, and so have lived this month with a simular allowance i imagine i will have whilst in an IVA. my new bank account looks so healthy! and i have loved shopping with my own money and not a credit card, it certainly is a good feeling.
i just hope now that IVA is accepted and i can continue this way.
kat

IVA accepted 6th May 2011, Full and Final accepted 17th April 2012.
 
 

Paula.bg

User avatar
Posts: 140
Joined: Sat Mar 05, 2011 3:35 pm
Location:

Post by Paula.bg » Sat Mar 19, 2011 11:12 am
Hi. I am not with Mel but took them 17 days from agreeing to proposal to send out final papers. Then the meeting date was set 17 days later(25th March). HTH and good luck. It's a terrible time waiting isn't it?
 
 

Truly

User avatar
Posts: 82
Joined: Fri Oct 01, 2010 11:18 pm
Location: United Kingdom

Post by Truly » Sat Mar 19, 2011 4:20 pm
I can't speak for everyone here, but I chose Vincent Bond to propose my IVA. I first contacted Andy Davie on the 3rd Oct 2010, draft proposal was with me within two days. It took me a while to gather all the documents together (due to some creditors being a bit difficult and slow), about 4 weeks I think. Creditor's meeting was held on the 3rd Dec, so in all, from start to finish it was 8 weeks. [:)]
 
 

kallis3

User avatar
Forum Expert
Posts: 77176
Joined: Mon Mar 17, 2008 4:02 pm
Location: United Kingdom

Post by kallis3 » Sat Mar 19, 2011 4:23 pm
Vincent Bond do come highly recommended and of course Andy runs the forum and posts on here so is usually around to answer any queries which is a good thing.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
13 posts Page 1 of 1
Return to “Ask IVA Forum and Industry experts”