Hi - you should get a verbal - but ask for a written one - also as this is for your IVA - ask for a Quick Sale valuation ( these tend to be lower as your keen to sell - why that what you tell the estate agencies)
The best way to get a valuation is to call up a local estate agent and tell them you are interested in selling your house. They will come round, do the necessary and in a couple of days send you a pack with all their info, a quote from them and a written valuation all on their headed paper. Then a couple of days later you tell them you have changed your mind and you do not want to proceed.
As Ginger says, mention that you need a quick sale so need the property to be realistically priced.
I've got someone coming out on Thursday, and someone else on Monday. I plan on saying that I may have to move with work, and would want to be sold up sharpish, so what would be a realistic 'quick sale' price..Then tell them I'd decided not to take the job after I've got the quotes in writing
It's nice to be important, but more important to be nice!
i did this a few weeks ago, told them i wanted a very quick sale as i was relocating,
they gave me a verbal on the day, then a few days later it was received through the post in writing.
kat
IVA accepted 6th May 2011, Full and Final accepted 17th April 2012.
kat68 wrote:
i did this a few weeks ago, told them i wanted a very quick sale as i was relocating,
they gave me a verbal on the day, then a few days later it was received through the post in writing.
Hi, this was also what we did just before Christmas, for equity release purposes as nearing the end of our IVA. The estate agents mailed a hard copy valuation and left it up to us to contact them if we decided to proceed with a sale - they haven't chased us at all since then.
I think it is preferable to use a proper estate agent - internet sites aren't always accurate.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Sites like Zoopla give estimates based on averaged out prices. They lump together all property types, like flats and detatched mansions, which kind of throws the average out a little (well .. quite a lot really).
I have heard some people have used Rightmove details .. which is useful if your house is similar to others in the street that have been sold recently, or are currently on the market. But, at the end of the day, it will be down to your IP as to what they would accept.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
It does depend on your IP and the creditors. Given that the property will have to be valued in month 54 anyway and equity addressed at this time we are happy with internet valuations such as Zoopla for standard IVAs. However, if HMRC are a creditor they demand a written valuation from an agent so internet valuations are not enough so ask your IP what they actually need.
Most people have an idea of the value of their property and anyway in todays market that is probably too high. If there is any doubt over a valuation we can always instruct an agent but this is not always necessary.
