Is this my IVA finished now ?

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myles

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Post by myles » Wed Apr 13, 2011 8:23 pm
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today i have recieved a letter of supervisers final report and a copy of completion.... is that my iva finished now.. i paid my last instalmant in march... do i need to do anything now
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Shining

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Post by Shining » Wed Apr 13, 2011 8:24 pm
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Hi myles, it's looking that way! Well done you for completing, must be a great feeling, if you have a certificate of completion then it should be finalised.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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kallis3

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Post by kallis3 » Wed Apr 13, 2011 8:28 pm
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Sounds like you're done to me!

Congratulations.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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Broke of London

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Post by Broke of London » Wed Apr 13, 2011 8:51 pm
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Congratulations...you're done xx
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Foggy

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Post by Foggy » Wed Apr 13, 2011 8:53 pm
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Debt free! Be happy :0)

Well Done
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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Lisa2009

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Post by Lisa2009 » Wed Apr 13, 2011 9:00 pm
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Well done from me also. Debt freedom is yours, enjoy it :) x
http://mrsskint.blogs.iva.co.uk/ 'Our Story'


Nil carborundum illegitimi
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susieq73

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Post by susieq73 » Wed Apr 13, 2011 9:04 pm
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Well done - Just where i want to be in 5 years time.
Good luck for the future[:D]
Susie
x

IVA Accepted 31st March 2011.
IVA Ends 31st March 2016.
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kat68

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Post by kat68 » Wed Apr 13, 2011 9:09 pm
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congratulations on being free of debt, must be a great feeling to not owe anyone anything!
kat

IVA accepted 6th May 2011, Full and Final accepted 17th April 2012.
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ginger3232

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Post by ginger3232 » Wed Apr 13, 2011 9:10 pm
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Congrats - well done.
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kallis3

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Post by kallis3 » Wed Apr 13, 2011 9:56 pm
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What I'd give to be in that position!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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Random Lady

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Post by Random Lady » Wed Apr 13, 2011 11:38 pm
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Congratulations and well done. Now you can look forward to summer, Christmas, holidays etc etc etc - enjoy!!
F&F approved May 13 - just awaiting Completion Certificate - moving to a new Debt Free life !!
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Pandy

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Post by Pandy » Thu Apr 14, 2011 7:19 am
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Congratulations,

soon be my turn, 4 years will go quickly
(well a girl can wish can't she [:D][:D])
If life is what you make it, I must have been in a strange mood when I made mine
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kallis3

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Post by kallis3 » Thu Apr 14, 2011 7:50 am
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[:D][:D]
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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myles

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Post by myles » Sun Apr 17, 2011 1:03 pm
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thanks for your kind comments, i have been an avid reader of this forum over the last 5 years and have found it invaluable for advice and for support.. i have kept my certiface of completion in a safe place but all my others letters and pay slips i have kept for the duration of my iva have been ceremonisly shredded.. cant tell you how satisfiying it was.. how do i go about repairing my credit file now my iva has finishd.. any advice or shoulkd ijust leave it to sort itself out.. do i need to write to the credit agencies.. ?
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kallis3

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Post by kallis3 » Sun Apr 17, 2011 1:08 pm
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You need to check your credit details at all three agencies to see what is registered against your names.

Any defaults added after the date of IVA approval have to be removed and you need to write to those creditors with a copy of your completion letter and tell them to remove the defaults.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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