Hi - it may be that IPs are partners in their firm in which case they wouldn't have a boss as they are the owners. If not, I imagine that there is a matrix structure. Just guesses but it is hard to see how an IP could be managed by a CEO type role. If yu don't get any joy from your IP your next step would be their regulator. But you should be able to get this sorted together!! x
The firm will have an internal complaints process which should be used before thinking of taking something like this to a regulator. All firms, good and bad, have occasional problems, most of which can usually be ironed out with a bit of common sense.
I have not posted for a while but do look at the forum post on a regular basis.
Unfortunately, my F&F was accepted and monies transferred in early January, 2011 and I have still not received a completion certificate.
I have tried several times to contact the IP but without success. My last attempt was today.
Have you contacted the IP directly rather than the office staff Cheryl? That sometimes helps.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
i got hold of one of the managers.
Apparently the Cert is being sent out today. Here's hoping!
I was told the creditors are the ones who take the details off the public register. How long will it take not to have my name up in lights anymore?
F&F accepted Feb 2011
Live in the moment.
Living in the future in your head means you live on fantasy and fear!
Your IP will send a copy of your completion to the register - it's nothing to do with your creditors at all.
Your creditors are the ones who should sort out the details on the credit reference agencies.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
The register is sorted by your IP, not the creditors.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Hi darth skint, I believe Jan means that your IP will issue you with your completion certificate & your IP will also contact the register to inform them your IVA has completed & then you will be off the insolvency register.
Your IVA will remain on your credit file for 6 years from the start of your IVA & will then drop off. Any defaults left on your file after this period, you can send a copy of your completion certificate to the creditor & request they amend their records.
I hope this helps & your certificate arrives soon
Final IVA payment made in April 2013, never ever thought we could do it or get through it but we did! X
An IVA.co.uk Mentor is someone sharing from their experiences of dealing with debt
That is what I meant Lyns. The IP will pay the creditors and they should correct any defaults on your credit reference files which were entered after the date of IVA acceptance.
The IP will inform the Insolvency Register that you have completed and they will remove your name from it. You need to keep checking although it could take a few weeks.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
