You and me both! Get totally sick of seing people driving along whilst on their phones!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
It happens in other professions as well depending on the role you do, they will perform a background check which includes a credit check for some positions where security needs to be maintained at my place.
Probably have the same dumb idea that people in IVA's are open to bribary and blackmail.
We're willing to wipe the slate clean, give you a fresh start. All that we're asking in return is your cooperation.
More and more organisations are inserting clauses in contracts, so employees cannot or must declare if they are "in an IVA or BR".
If you were an existing employee, I would certainly take it further. As it's a job application and the criteria states you cannot be in an agreement, then chances are they will automatically eliminate your application. However, I would write to the company and ask them why they believe you being in a legal & binding repayment plan, should affect your ability to carry out a non financial role.
The more people than complain about this the better in my opinion.
I had the opportunity a couple of years ago to apply for the same position I have now but with a different force - the wages were a lot more. However, there was a strict security and credit check so no point me going for that!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Excellent point Julie, I'm totally with you on that one! I'm qualified enough to get a position in a bank but now I won't be able to apply. I'm not happy that my employment choices being reduced due to a IVA. I'd like them to see how hard we work to pay our debts & come out of the other side!
It is like we have been reduced to being untrustworthy when we have been totally honest & confronted our debt problems & done what's best for our creditors at the end of the day!
If I had left my head in the sand my debts would of doubled by now, obtaining more credit trying to live!
Mobile phone drivers Jan are as bad as drink drivers! Especially when they are texting, drives me mental!
Final IVA payment made in April 2013, never ever thought we could do it or get through it but we did! X
An IVA.co.uk Mentor is someone sharing from their experiences of dealing with debt
I have a very cheap bluetooth headset - cost me all of a fiver from Argos so I can speak when I'm driving.
Would never text though.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
It's a case of not wanting to rock the boat, they know nothing of my IVA. If I applied for one of these positions they would check me out and find out I had been in a IVA.
In a years time, they wont be able to find out then I could apply internally. But don't want to risk them finding out now and sacking me now. Yes I'd probably get unfair dissmissal but it would be the humiliation of it all too.
Far better to wait until the credit file is clear.
We're willing to wipe the slate clean, give you a fresh start. All that we're asking in return is your cooperation.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
My husband recently got turned down for two jobs because of his IVA, one was as an assistant manager of a small shopping chain and the other was as an assistant bar manager! He is hoping to get a job up the road to us through a temping agency but for a MOD place and has to pass a basic security check. I'm just hoping that that all goes ok and the IVA doesn't come up and ruin his chances.
I just don't understand why it matters, shortly people in IVA's are better people to employ as they need to stay in their jobs because of the repayments
It is totally stupid and it's about time those of us who have taken steps to acknowledge our debts are not penalised!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
I have been turned down recently for a few jobs at application stage as well, I know this is totally down to the IVA. My big concern here what happens if i lose my current job and can't get another because of this. I work in the call centre industry and most jobs are financial. I Really worry about this...
Just a quick update - I wrote to Co-op but surprise, surprise as yet no response.
However, on the flip side, I found out about some positions going at another financial institution so I dropped them a quick email before applying and they confirmed that as it was not a finance related position they would welcome my application, get in!!
The ironic thing is it's in the building next door and it's a loan company!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Lisa.tt - look at your contract of employment, if there is no mention of declaring an IVA, don't worry. Even if there is, it doesn't mean an employer would dismiss you.
Try not to worry and if you ever did need HR advice, we're here to help.
