OMG! I cannot believe it, it has been accepted. I am so relieved, I haven't stopped crying (tears of happiness). I would like to say a big thank you to Laura Service for putting up with us and all our changes in circumstance over the last 2 years since we started the IVA (we sent her so many emails) and our IP Susan Clay (all part of Mel's team) for everything they have done for us and helped us through the really dark times. Thank you to all of you for helping me get through all of this. I wonder how I would have made it if it wasnt' for this forum and all of you wonderful people. Now we have to start paying my mum and dad but life will be so much easeir. Thank you
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk