Meeting your IP

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Ruth.mh

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Post by Ruth.mh » Thu Aug 04, 2011 9:42 am
I understand that you need to meet your IP in person at some point in the IVA process to sign documents. Is this correct? If this is the case, I would not be in a position to have anyone to my home address would this be able to be got round?

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Dreaming of the day that I'll finally be debt free!

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Broke of London

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Post by Broke of London » Thu Aug 04, 2011 9:46 am
I've never spoken to my IP let alone met them! I believe this is only compulsory if you are self-employed. If it is required by your particular IP, you could always go to them or arrange to meet in a coffee shop.
 
 

kallis3

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Post by kallis3 » Thu Aug 04, 2011 10:06 am
I've never met mine either. Are you self employed Ruth?
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
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Ruth.mh

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Post by Ruth.mh » Thu Aug 04, 2011 10:09 am
No I am a teacher. I'm also struggling with picking IP's to call, judging which ones are the best seemes difficult. Any advice/recommendations?
Dreaming of the day that I'll finally be debt free!

My blog http://venus2129.blogs.iva.co.uk/
 
 

kallis3

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Post by kallis3 » Thu Aug 04, 2011 10:20 am
Contact one of the experts that post on here. You can find their details under the ask a qiestion link on ghe left hand side of the page.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

plasticdaft

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Post by plasticdaft » Thu Aug 04, 2011 10:47 am
Ruth can I ask why you couldnt have someone come to your home?

Paul
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
 
 

Tomoose

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Post by Tomoose » Thu Aug 04, 2011 11:30 am
Melanie Giles is a regular poster on here and seems very popular with her clients. Pick up the phone and give a few companies a call, and get a feel for who you might get along well with.
Otherwise known as "Tom". [:)] IVA proposal currently being drafted by Liberta Financial.
 
 

Nick Payne

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Post by Nick Payne » Thu Aug 04, 2011 11:39 am
You would only be required to meet your IP if you are self employed. Speak to a few companies to make sure you are comfortable with the people deaing with your IVA.
Hi, my name is Nick Payne and I am an Insolvency Practitioner with Payplan.
Read the Payplan blogs by visiting our website www.payplan.com
 
 

Ruth.mh

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Post by Ruth.mh » Thu Aug 04, 2011 12:15 pm
Paul, I am unable to meet an IP at home as no-one knows my situation. Therefore an IP turning up would be an interesting meeting.
Dreaming of the day that I'll finally be debt free!

My blog http://venus2129.blogs.iva.co.uk/
 
 

kallis3

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Post by kallis3 » Thu Aug 04, 2011 1:04 pm
You do not have to meet an IP. The vast majority of us deal with everything by phone, email and letters.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

plasticdaft

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Post by plasticdaft » Thu Aug 04, 2011 1:10 pm
I assume then Ruth that you live with others and intend to keep them out the loop on whats happening,thats why I asked. Are you currently up to date with all payments? I only ask because during the process of setting up an IVA its very likely that you will be bombarded with phone calls and letters regarding payments,and if you are trying to keep it a secret from others it may not be as easy as you think. Is it family you live with?

Paul
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
 
 

kallis3

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Post by kallis3 » Thu Aug 04, 2011 1:17 pm
I think she is currently doing a dmp Paul.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Shining

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Post by Shining » Thu Aug 04, 2011 1:44 pm
I've met with my IP but only on social occasions such as the Frugal friends meets we have, usually one in the summer and one at Christmas time. My IP is Melanie Giles, she posts on here and I also teach so it might be worth talking with Melanie's teach as one of your choices. Up to you though - do go with who you feel is right for you, you'll know.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

footiemad

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Post by footiemad » Thu Aug 04, 2011 1:48 pm
I've never met or spoken to my IP Ruth and I don't think that this is unusual. I have to say that if I were starting again I would seriously consider going with Melanie Giles because she sounds very professional and lives in the real world x (having said that I don't have any problems with my IVA company its just that I don't know them)
 
 

Shining

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Post by Shining » Thu Aug 04, 2011 1:50 pm
footiemad Melanie is worth her weight in gold as an IP. x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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