Moving Abroad with an IVA

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Brucelee

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Post by Brucelee » Sun Aug 07, 2011 4:38 pm
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I am moving to Spain and I am currently in my 2nd year of an IVA. I will continue to pay it but my question is, will my credit rating still be as worthless in Spain as it is here??

Thanks
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kallis3

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Post by kallis3 » Sun Aug 07, 2011 4:40 pm
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Hi,

Your IVA will continue as normal but I have no idea whether you will have a credit rating in Spain or not.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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Shining

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Post by Shining » Sun Aug 07, 2011 5:22 pm
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I've no idea about your credit rating but hope you enjoy your relocation to Spain. x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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ginger3232

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Post by ginger3232 » Sun Aug 07, 2011 5:53 pm
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I know Experian have offices all over the EU - so i am sure that data will be shared within the EU.

However being in a IVA at present - would restrict any access to credit at the moment ??
Last edited by ginger3232 on Sun Aug 07, 2011 6:02 pm, edited 1 time in total.
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MelanieGiles

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Post by MelanieGiles » Sun Aug 07, 2011 6:50 pm
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It is unlikely that your credit rating will extend to Spain - but I assume that you will not be looking to take out credit over there in any case, as this could result in the failure of your IVA.
Regards, Melanie Giles, Insolvency Practitioner
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Brucelee

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Post by Brucelee » Sun Aug 07, 2011 7:13 pm
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Oh no, I have no intention of getting any credit. I have learned from my mistakes. I'm just thinking of how it affects getting a bank account there etc.
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