I used the comparison sites for quotes and none of them did a full credit check-only an identity check which doesnt affect your credit file.
We changed our insurance company to M and S and they only did an id check when we were accepted.
full and final accepted January 2015
iva agreed; August 2010
iva would have completed; August 2017
extra year thank's to NRAM
The majority of searches are merely to check on your address matty and don't show on your record to any other potential companies.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
