If you can get a full account prior to starting an IVA then go for it. Just don't have an overdraft facility and don't touch either HSBC or First Direct as they are not IVA friendly.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
A late one Rod - I am well known for my nocturnal habits. My fellow IP, Sue Clay, is at the opposite end of the spectrum and often sends an e-mail at 5am when she is getting up!
Glad we have been able to help with your choices olliesmummy - take your time to make the right decision, and don't be afraid to ask a hundred questions if you need to.
Thanks Melanie, I've emailed with Tina again today and we have decided to use you. Just busy getting final numbers etc to give to her tomorrow. We are looking forward to working with you.
You've made a good choice there olliesmummy, good luck.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
