As a teacher I will receive a salary increase each september whilst I climb the payscale. What happens whilst in an IVA with salary increases? Is it a case of they take all the salary increase unless I can prove expenditure increases?
Dreaming of the day that I'll finally be debt free!
Teachers may be different to other public sector workers.
Just a guess!!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
I wonder if I will ever get a pay rise again? It seems years since the Government said yes! I suppose they'll make me go without next year to pay for the riots!!
I'm at least two years away from a payrise unfortunately!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
My hourly rate is the same as it was last year (also public sector) but I do still get my shift allowance and enhanced weekend working. How long that will last........who knows!!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Teaching salaries are rarely increased by more than inflation - even in the good times - so I expect that Ruth's future increases will be largely if not entirely absorbed by additional expenditure.
Tomoose wrote:
I think Ruth is referring to an incremental progression, rather than a cost of living increase Mel.
It is true that there is a pay freeze for teachers at the moment, but that does not stop you rising up the payscale each September which means an increase in salary.
Mel is correct though... I have found that the increase is swallowed up by the rise in day to day living and so my disposable income has not really changed.
Tomoose wrote:
I think Ruth is referring to an incremental progression, rather than a cost of living increase Mel.
It is true that there is a pay freeze for teachers at the moment, but that does not stop you rising up the payscale each September which means an increase in salary.
Mel is correct though... I have found that the increase is swallowed up by the rise in day to day living and so my disposable income has not really changed.
I am Public Service, Brightside, and my progression has been halted under guise of the pay freeze, which lost me a £7k rise this year.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
