F+F accepted £0.09 in the pound 18/08/11 [:D][:D][:D]
To say I'm happy would be an understatement, it still hasn't sunk in that my IVA journey is finally over.
In the last 12 months this forum has been an real life line in respect of support and advice and I certainly don't think I would of got to this stage without it.
Thx everyone for all your help [:D][:D]
Still have one question though
Can you do a PPI claim after a F+F has been accepted ??
Something in the back of my mind is saying "don't bother your just being greedy, you have had your F+F accepted just be grateful.
It's also saying "Your PPI was mis-sold and your entitled to claim some monies back"
This one has really got my head in a spin [?][?]
Any advice or comments welcomed [:D]
I certainly won't be leaving the forum, have made some great friends in the last 12 months and will always be around to share my experiences and offer any advice I can
As regards PPI I think you probably are being a bit greedy in wanting to try and claim it back after the creditor has written off a proportion of your debt and I hope you're not offended by me saying that!!
Glad you're going to be sticking around - I have some excellent friends on here and also off forum, especially on Facebook!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Well done on the F&F. I am not really qualified to talk on the merits of reclaiming PPI, as I don't have any to claim! But, for me, once this IVA is done and dusted, I am drawing a line under these debts and leaving them all behind me.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Lovely! Enjoy them while they are young and you have no other worries!!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
jenstown wrote:
F+F accepted £0.09 in the pound 18/08/11 [:D][:D][:D]
To say I'm happy would be an understatement, it still hasn't sunk in that my IVA journey is finally over.
In the last 12 months this forum has been an real life line in respect of support and advice and I certainly don't think I would of got to this stage without it.
Thx everyone for all your help [:D][:D]
Still have one question though
Can you do a PPI claim after a F+F has been accepted ??
Something in the back of my mind is saying "don't bother your just being greedy, you have had your F+F accepted just be grateful.
It's also saying "Your PPI was mis-sold and your entitled to claim some monies back"
This one has really got my head in a spin [?][?]
Any advice or comments welcomed [:D]
I certainly won't be leaving the forum, have made some great friends in the last 12 months and will always be around to share my experiences and offer any advice I can
Thx again everyone [:D][:D][:D]
Full and final accepted 7th February 2012. Final payment made 4th April 2012 hip hip horray !!!
Certificate of completion received 7th September 2012
I am thinking of making a full and final settlement, I am curently 2 years into my IVA and pay £160 per month and have 3 years to go what sort of offer do you think thay would accept?
jenstown wrote:
F+F accepted £0.09 in the pound 18/08/11 [:D][:D][:D]
To say I'm happy would be an understatement, it still hasn't sunk in that my IVA journey is finally over.
In the last 12 months this forum has been an real life line in respect of support and advice and I certainly don't think I would of got to this stage without it.
Thx everyone for all your help [:D][:D]
Still have one question though
Can you do a PPI claim after a F+F has been accepted ??
Something in the back of my mind is saying "don't bother your just being greedy, you have had your F+F accepted just be grateful.
It's also saying "Your PPI was mis-sold and your entitled to claim some monies back"
This one has really got my head in a spin [?][?]
Any advice or comments welcomed [:D]
I certainly won't be leaving the forum, have made some great friends in the last 12 months and will always be around to share my experiences and offer any advice I can
Thx again everyone [:D][:D][:D]
Full and final accepted 7th February 2012. Final payment made 4th April 2012 hip hip horray !!!
Certificate of completion received 7th September 2012
Is there a specific reason such as redundancy or illness that is making you offer a full and final?
If not then you should try and offer as close to the original dividend as possible. Where will the money be coming from?
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
