CCJ given while in IVA

Get expert opinion. This is the place for new questions to be posted.
4 posts Page 1 of 1
 
 

jojo80

User avatar
Posts: 1
Joined: Tue Sep 06, 2011 4:51 pm
Location:

Post by jojo80 » Tue Sep 06, 2011 4:56 pm
Thread Stats Views: 0 WW Factor Coming Soon...
Share This Thread:
Hi Everyone

I'm looking for some advice. In September 2008, I entered into an IVA which I settled early last year with help from family.

Natwest bank was one of the debtors included in the IVA. I've just checked my credit file out of interest and found that I have a CCJ issued by Natwest in January 2009. At this time, they had entered into the IVA so surely, they could not also issue a CCJ. Also, I did not receive any paperwork regarding this CCJ (I suspect they sent it to my old address).

I have spoken to my IVA company but as the accout with them is now closed, they are not interested in chasing it up. I want this CCJ removed as it is another negative on my credit file that I don't need.

Has anybody got any advice about how I could get this removed?

Many thanks
 
 

kallis3

User avatar
Forum Expert
Posts: 77176
Joined: Mon Mar 17, 2008 4:02 pm
Location: United Kingdom

Post by kallis3 » Tue Sep 06, 2011 5:00 pm
Hi and welcome.

You could write to Natwest enclosing a copy of your completion letter and explain that they were included and ask them to remove the ccj.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Mark.es

User avatar
Posts: 34
Joined: Mon Aug 15, 2011 11:56 am
Location:

Post by Mark.es » Tue Sep 06, 2011 5:07 pm
Hi JoJo

I don't think Natwest should have issued the ccj after the IVA was approved, maybe a forum expert can clarify.

My suggestion is to write to Natwest and ask them to clarify. It could be an admin error and are notorious for delayed communications.

Regards

Mark
 
 

ginger3232

User avatar
Posts: 2610
Joined: Tue Jan 11, 2011 4:06 pm
Location: United Kingdom

Post by ginger3232 » Tue Sep 06, 2011 5:07 pm
The below leafet is from the CAB - it may just point you in the right direction

http://www.adviceguide.org.uk/index/d_h ... rating.pdf
4 posts Page 1 of 1
Return to “Ask IVA Forum and Industry experts”