Varden Nuttal asking for power of attorney to claim PPI ?

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dene12

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Post by dene12 » Fri Oct 28, 2011 4:10 pm
I am with Varden Nuttal,with 5 payments left of my IVA. I have recieved a letter aasking for me to make the supervisor of my IVA my power of attorney to claim PPI Payment Protection Insurance which may have been missold in one or more of my claims. I'm not sure what to do, has anyone else heard of this and if so does it delay the completion of the IVA etc. Any advice or Info would be most welcome.
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kallis3

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Post by kallis3 » Fri Oct 28, 2011 4:12 pm
Hi Mike.

This seems to be the thing with VN at the moment. It will delay the issue of your certificate if the claim isn't sorted.

Did you take out PPI at all?
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oscar

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Post by oscar » Fri Oct 28, 2011 4:36 pm
Mike I'm gutted for you you are so near the end, what a nuisance. I hope this gets sorted for you. hugs
Oscar
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dene12

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Post by dene12 » Fri Oct 28, 2011 4:36 pm
If you mean with the IVA no, If with Credit Cards before the IVA I can't really remember, I would say no, but I can't be certain
 
 

dene12

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Post by dene12 » Fri Oct 28, 2011 4:37 pm
Oscar can I ask why your gutted? are you aware that this is a bad thing?
 
 

Foggy

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Post by Foggy » Fri Oct 28, 2011 5:13 pm
This might delay the issue of your completion certificate until the claim has been made, agreed and paid out, then distributed to creditors.

As before, I question the legality of making a claim for mis-sold PPI if you are happy it was not mis-sold.
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kallis3

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Post by kallis3 » Fri Oct 28, 2011 5:30 pm
I agree with Foggy - if you were aware of it and happy at the time then it wouldn't have been missold and I do think that companies should think of these things.

I think Oscar means that doing a claim now will delay the completion of the IVA.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

oscar

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Post by oscar » Fri Oct 28, 2011 5:48 pm
Hi Dene12 yes thanks Jan, what I mean is Mike has got this far and nothing should delay his end certificate in my opinion, so I hope that this doesn't delay it for you Mike. Hugs I know how anxious I was waiting for mine.
Oscar
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Last edited by oscar on Fri Oct 28, 2011 5:50 pm, edited 1 time in total.
http://rollercoaster.blogs.iva.co.uk/

need to smile today? go on check out my blogs - I'll add to them regularly
Our IVA's over YIPPEE unbelievable!Seems like yesterday it was approved despite everything
 
 

kallis3

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Post by kallis3 » Fri Oct 28, 2011 5:50 pm
If the company are asking for this though, there is nothing you can do about it and you have to abide with their decision.

It may well delay the completion.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

dene12

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Post by dene12 » Fri Oct 28, 2011 6:00 pm
Thanks for your all your advice, maybe Melanie will add something to the mix later this evening
 
 

kallis3

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Post by kallis3 » Fri Oct 28, 2011 6:03 pm
There have been a couple of threads about this in the past week and you will have to give them authority to do this unfortunately.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

kazzafunk

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Post by kazzafunk » Fri Oct 28, 2011 11:59 pm
I think it's a bit stupid though if you willingly took out PPI. Are they asking everyone to do this then? To me it's just as bad as ambulance chasers to ask people to make a claim if you do not fit the criteria for a refund.
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kallis3

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Post by kallis3 » Sat Oct 29, 2011 8:16 am
I think Varden Nuttal seem to be doing this a lot at the moment. I wonder if they do it with every client? What happens if you've never taken it out? Would they still make you sign the POA?

We used to have a poster from VN on here but not seen him for a while so don't know if he still works for them.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

TheMatrix

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Post by TheMatrix » Sat Oct 29, 2011 8:33 am
If that was the case, I'm sure they would have had details at the start of the IVA about previous debts and got figures including insurance.

If there is no PPI then I see very little relevence in a POA. I would not sign one if I knew I had not had PPI I would have told them as such.
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TheMatrix

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Post by TheMatrix » Sat Oct 29, 2011 8:35 am
Having said that I'm sure I signed something at the start giving the IP POA anyway to contact creditors. Not sure now.
Last edited by TheMatrix on Sat Oct 29, 2011 8:35 am, edited 1 time in total.
We're willing to wipe the slate clean, give you a fresh start. All that we're asking in return is your cooperation.
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