Had a call earlier today from DFD to say that all was ok with our IVA, no increase in payments! So thank you DFD. She also said that we would have to get a valuation of our property etc, but the worse thing that could happen is that we pay in for an extra year - if the creditors wanted that (which I know they proberly will). I've had the biggest smile on my face all day.
It's not been easy, what with hubby loosing his job twice and being out of work for about 6 months and the birth of our 2nd lovely little girl - but we have made it this far. Already counting the months until we money spare to do ... well just about anything we want!
If I could give anyone any advise, it would of course be not to get in this debt situation, but if you do an IVA is life changing - but for the better, you learn to appreciate so much more.
Hi Andrea, best of luck to you and your family, and congrats on birth of your little girl. Think you might have to change your screename to coupleplus2!!
