Question for Melanie Please

[poppy6]

Thanks very much Melanis, really appreciate that. Shall I email a copy to you?

[MelanieGiles]

Why not - but please make sure that you send the proposal, the terms and conditions pages which should be attached to it, and the Chairman's Report

[sponge]

To my mind the contract to which signed is your only contractual obligation. It makes not a jot of difference that they failed their "quality control document" (can I call it that)you cannot retrospectively be culpable for their error. (least that's what I fink!)

I suppose my question for Melanie is do the creditors at the creditors meeting buy in to the same proposal, in which case it's all a bit academic, protocol or no protocol.

Of course it's not so much what's happened in the past it's more a way forward. Maybe zero it now and do the 50/50 thing in the future, as a negotiated solution

[MelanieGiles]

The proposal is what is written into the documents and nothing else. If these terms are not specifically included, then the debtor canmnot be bound by them.

[plasticdaft]

So could an IP fail an IVA because they have made a mistake? Or propose a variation?

Paul

[MelanieGiles]

Not without the agreement of the debtor.