Thinking of entering a iva, but been told bankruptcy is best option ?

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plasticdaft

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Post by plasticdaft » Tue Jan 17, 2012 10:25 am
Did vincent bond go through all your options Beano?

Paul
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
 
 

Beano

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Post by Beano » Tue Jan 17, 2012 10:37 am
Hi Plasticdaft

My options are Iva or Bankruptcy, the inland revenue have sent a sat demand. I spoke to the inland revenue and they were saying i need to speak to an IP to get this sorted out of they'll make me bankrupt
 
 

plasticdaft

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Post by plasticdaft » Tue Jan 17, 2012 10:43 am
As long as you make the decision based on all options being explained to you then you are kept on the right track. You did the right thing in avoidng paying anything up front for advice.

Paul
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
 
 

Beano

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Post by Beano » Tue Jan 17, 2012 10:48 am
I know Plasticdaft they were the only options to me to be honest facing bankruptcy was not somethin i wanna to do especially owning my home, if i didnt have assist i would'nt of been that bothered.
 
 

plasticdaft

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Post by plasticdaft » Tue Jan 17, 2012 10:56 am
Its good that you are getting on top of things though,its a very positive move to make.

Paul
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
 
 

clarelm99

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Post by clarelm99 » Tue Jan 17, 2012 1:32 pm
Hi Beano

I am currently at the start of my IVA and used Vincent Bond and have nothing but good things to say about them. They were very proffesional and didnt make me feel like a lepor (even tho I felt like one). I have even recommended them to a friend of mine who is now in the process of applying.

Good Luck with everything.
Clare
 
 

Beano

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Post by Beano » Tue Jan 17, 2012 2:32 pm
Hi Clarelm

Yeah im just getting everything to them this week, hopefully fingers crossed my creditors will agree, then i can get the ball rolling and start payments.
 
 

Rosepetal

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Post by Rosepetal » Tue Jan 17, 2012 3:37 pm
stressful at this point but a IP wouldn't waste time putting a proposal forward if they weren't confident.[;)]
Nothing stays the same...everything changes..hang on in there!
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