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Ruth.mh
- Posts: 170
- Joined: Tue Aug 02, 2011 3:37 pm
- Location:
Hi Everyone,
I am currently in an IVA that began last November 2011. At present I live at home with parents and my I&E was completed as a single person.
I would like to move out with my boyfriend and also under pressure to leave home from parents as well (Im 31, so pretty understandable). I have downloaded the beat my debt expenditure allowances guidelines to try and get an understanding of how living with my boyfriend would affect my I&E.
We are not financially linked in anyway so how would I calculate the allowance for housekeeping as an example. At present I am a single person so my allowance in IVA is £202 but a couple is £324, would this be halved in my IVA I&E as he would be expected to pay half this? leaving me £162 in my I&E? If this is the case would it be the same for everything?
Not sure If I am making sense, but just trying to work out if I could afford to move in with him.
Thank you , any help would be much appreciated.
Ruth
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plasticdaft
Forum Expert
- Posts: 9562
- Joined: Wed May 21, 2008 12:45 pm
- Location: United Kingdom
Work out using percentages based on who earns what. Its the easiest way.
Paul
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
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langerbridge
- Posts: 349
- Joined: Fri Feb 04, 2011 4:31 pm
- Location: United Kingdom
A crude way is to split all expenses 50/50 then place these on your I&E. I'm guessing you will have lots of new household expenses you didnt have before like utilities, council tax, home insurance, tv licence etc.
The road is 72months long starting September 2010.
