Well, following the success of our meeting last week, my husband and I are officially on the insolvency register for all to see !
Feel a bit ashamed to be on there and worried that family may look, but as one half of family do not know, they should have no reason to check it out !
Started IVA 27th Feb 2012 - Due to complete 27th Jan 2018 !!
Full & Final submitted and accepted 30th March 2015, paid 10th April 2015 - 3 yrs 1 month into IVA
Completion Certificate received- 30th April 2015!!
Hi Mrs R, firstly congratulations on getting your foot on the first rung of the ladder towards a debt free future. I agree the insolvency register is a considerable embarrassment however virtually noone looks there unless they already know or need to knnow about a situation. It doesn't exactly come up on general search engines after all. If some one does find out, well then hold your head up high as you have done something really positive about the future.
Rod
Most day's you feel like the statue but just once in a while you get to be the pigeon!
Yes, they don't waste anytime do they? I think we were on there after a couple of days and yeah I had that same pang of guilt and worry when I saw it, but I've never looked at it since and I don't think people who aren't in the know would ever know about it
There's not many people know about the register thankfully!!!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Know exactly how you feel and was really annoyed that not only was my name there but everything else was too, however my head is high i'm facing my demons and doing something about my debts, well done on taking that step onto the debt free road it will be over before you know it and as everyone else has said not that many know about the register. Take care and be safe. xx
Om shanti, namesté, good luck to all who are embarking on the IVA journey, it isn't always an easy one but the outcome is the best.
IVA COMPLETED August 2012, received Completion certificate 18.4.13.
Thank you all. It's nice to know that I'm not the only one who feels embarrassed about it, but you are all right - we are sitting out our finances rather than avoiding them !!
Mrs hyperdrive, how did it go Friday ?
Started IVA 27th Feb 2012 - Due to complete 27th Jan 2018 !!
Full & Final submitted and accepted 30th March 2015, paid 10th April 2015 - 3 yrs 1 month into IVA
Completion Certificate received- 30th April 2015!!
Hi MrsR, you may feel embarrassed but don't feel ashamed. Like so many of us you have taken the decision to sort out your debt and satisfy your creditors. Well done, it's not an easy journey but the final reward is a great feeling (so I've been told).
Last Payment made 04/12/14. Completion Certificate 25/7/15. IVA company GT. No Issues
If they're looking for you they know it exists and if they know it exists then how do they know? I've seen a couple of people I know on there but would never tell them I know they're on as we're on for the same reason.
You're doing something about your debt so don't feel ashamed, feel proud.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
just found me, and my address! like you say, if you think somebody is on, you will find them - I've just found somebody else who I know is on one, but sad that they (people you know)are looking
IVA accepted 31.05.11 and 2 reviews DONE!!! Wow,nearly approaching my third. can't believe how time has flown!
December 2015 - made a one off payment and made a settlement of the IVA!! recieved certificate in May. - all completd and now I can get on with my life
