Hi, I made my final payment with GT in Feb 2011, and still haven’t had my certificate, I ring up quite often to remind them, but get the same dismissive answers.
I also paid way over the original debt in total contributions, is this right?? I am looking to seek independent advice as this issue has been dragging on for way too long. Any help would be marvellous.
If you were able to pay 100% of the debt, then it is possible any overpayment would be the fees involved. As for your certificate this is an apaling state of affairs. It is possible that you have been caught up in the recent HMRC Vat issues.
Seems outrageous that you are still waiting now 12 months later!!!
You will never pay more than your original debt plus fees.
I would contact GT and ask which regulatory body they come under and then contact them with your complaint of a delay in completion,as you finished before any VAT issues arose.
Paul
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
It does seem very odd that your case is taking a long time to close at first glance, but there could be very good reasons for this - of which you ought to have been made aware. I would get hold of Karol personally and ask her to look into this for you.
Hi I also finished my IVA in feb 2011 and have had no certificate I also phone up GT and have recently sent emails to Karen and have had no reply I am raging even thought about phoning up radio 5 jeff
Whoops I meant Karol see how upset I am even got the name wrong When you pay the last payment you think is over but its not they are stopping me clearing my name Its costing me and someone somewhere has already taken over 10k in fees I think I should be called Mr Angry
I believe it was going on before that. I know Mel put in a claim in September.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk