...and that is the most important part - enjoy your new way of life and I am sure they will enjoy a new you without all the stress of juggling money worries.
Regards, Tina Shortland, Debt Advisory Manager for Melanie Giles at Debt Advice TV.
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Thank u all this forum is a great support .... Entering into an IVA takes a lot of courage and facing our problems is the first step im glad i did it and otherwise i will be working hard just to pay interest for forever