Thanks Badly and yes if it is your personal inheritance it goes to the IVA but the inheritance was my mums so with some savings too she was able to raise enough funds to pay the IVA, we were not in a position to, hence we were in the IVA, sorry if my post wasn't clear!! I am eternally grateful to my mum....
I do not want to go into too much detail as its still so raw but basically we wrote to our IP as I have had a very difficult time and my husbands work etc (like everyone has changed due to the recession) I think the creditors agreed that having some money was better than risking the IVA to fail, as we were unsure of work situation etc in the future!
Overall I just wanted (although I have been left a long fight ahead to get myself back on track) there is light at the end of the tunnel!
Thanks and good luck x
Last edited by Whoopa on Thu Apr 05, 2012 9:12 pm, edited 1 time in total.
I think it's brilliant that you're sorted Whoopa - good luck for the future and keep posting to ket us know how you are getting on.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
This is good bye and thank you I am afraid, It has been so hard, yes I am delighted that we are through it, but sadly it has come at a cost to my health, which I really want to try to improve. Starting afresh means leaving all this behind so GOODBYE AND THANK YOU AND GOOD LUCK TO ALL XXX
Whoopa - why don't you wish to carry on posting? Your experiences would be good for other posters.
If you really don't wish to carry on then you just stop posting. You don't need to close your account.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
To be honest, I had a complete breakdown over this and I still worry dramatically about everything, money included I just need (for my sanity) to leave this all behind, maybe in years to come when I feel able I might come back, I would love to have the strength and courage to hang around but at the moment I have a small family who need their mummy back and I need to get myself back on track and away from all things worrying! Selfish perhaps but necessary!
I wish you luck for the future and the forum is always here for you, not always for debt as we have a great social side as well. You're not selfish at all and your family should always come first.
Your account will be open if you decide to post again.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Whoopa, put your feet up and enjoy your family. They are the most important thing in anybodys life. I can 100% understand how you just want to close this chapter and enjoy the future.
Have a great time Debt free, and once again thanks for a great post.
Due to the initial poster editing their post this thread no longer makes sense and will regretfully have to be closed. [:(]
Please see forum etiquette which specifically asks posters not to edit their posts for this reason. For any problems first stop are the forum mentors who are always happy to help. [:)]
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