Thanks everyone - I am sure I will be on here very regularly with questions and random musings. Its strange, I almost feel that I shouldn't be celebrating entering into an IVA, but it is going to make sure a difference to our family's life. So bitter-sweet!
In 5 years time (or maybe sooner) I will be debt free!
That's brilliant news - and although I am not your IP, you are in the very capable hands of my dear friend and colleague Sue Clay, who is one of the best IPs I have ever had the pleasure of working with. We all very much look forward to working with you over the next few years, and I will certainly be getting some marathon tips from you as I am planning on taking up my long distance running again in the summer!
"Always remember that the future comes one day at a time."
IVA completed . Just started a blog, if you get chance please take a look. http://rich.blogs.iva.co.uk/
