Get expert opinion. This is the place for new questions to be posted.
-
mummy1
- Posts: 31
- Joined: Sat May 14, 2011 8:12 pm
- Location:
How long does a name stay on the insolvency register once an IVA is completed, does it come off automatically or do you have to contact them?
-
vimto1029
- Posts: 542
- Joined: Thu Feb 23, 2012 10:41 am
- Location:
Hi! I am led to believe that it should come off pretty much straight after completion but hopefully one of the experts will be able to confirm x
When you make a mistake, don't look back at it long...the past cannot be changed. It is the present and future that counts
-
animaleyes76
- Posts: 1207
- Joined: Mon Apr 07, 2008 11:35 pm
- Location: Czech Republic
Yup it should come off just after you receive your completion certificate.
-
kazzafunk
- Posts: 4749
- Joined: Sat Mar 19, 2011 6:47 pm
- Location: United Kingdom
It shows as satisfied but can stay on there for 3 months.
-
herbekj
- Posts: 553
- Joined: Mon Aug 17, 2009 4:09 pm
- Location: United Kingdom
Mine dropped of within 2-3 weeks even though they state it will remain there for 3 months on there website. Very strange and no idea of the logic they use.
Last Payment - November 2011 - Completion Certificate received 2 weeks after last payment, Removed from Insolvency Register within 4 weeks after last payment.
-
AndyB123
- Posts: 37
- Joined: Thu Sep 11, 2008 1:56 pm
- Location: United Kingdom
Hi, we received our certificate 2 days ago, i rang the Insolvency Register Line this morning to ask how long our names stayed on, the lady said upto 3 months, i checked the register later this afternoon and our names have been removed, so in our case it took 2 days. Good luck.
F+F Accepted April 20th 2012
-
AndyB123
- Posts: 37
- Joined: Thu Sep 11, 2008 1:56 pm
- Location: United Kingdom
Sorry, to answer your other question, it's done automatically, i think your ip sends the relevant paperwork to the registrar, this is what happened in our case anyway.
F+F Accepted April 20th 2012
-
Niobe
- Posts: 5169
- Joined: Tue Jul 03, 2012 9:56 am
- Location:
Yes they do Andy - I think it may depend on how much of a backlog the service has.
-
ladybird321
- Posts: 140
- Joined: Sat Mar 31, 2012 10:13 am
- Location: United Kingdom
My CC was dated 26th April and by 01 May I was off the registar!
IVA finished Oct 2011, CC received 27 April 2012, No longer on Insolvency Register 01 May 2012. Jan 2013 - all Credit Files squeaky clean
-
kazzafunk
- Posts: 4749
- Joined: Sat Mar 19, 2011 6:47 pm
- Location: United Kingdom
Not fair! Ours was mid March and we are still on!! Although knowing we will be off by the middle of June makes me feel better
-
stormsylv
- Posts: 171
- Joined: Wed Jul 14, 2010 10:41 am
- Location:
Its quite strange how some are removed much quicker than others.
I wonder if it makes a difference with which court was used?
IVA Official Completed 27th July 2012!!!
-
nepensioner
- Posts: 1967
- Joined: Sun Jul 11, 2010 4:55 pm
- Location:
Mine stayed on 3 months to the day of my F&F meeting, and I was under the impression that it was F&F that stayed on for 3 months and 'normal' IVA's came off much sooner...
F & F Accepted 19th Oct 2010
-
Shining
- Posts: 27019
- Joined: Thu Sep 20, 2007 8:57 am
- Location:
Can't wait to come off x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
-
TheMatrix
- Posts: 2171
- Joined: Sat Mar 17, 2007 8:32 pm
- Location: United Kingdom
I think I clicked on report something on my own entry or something like that to say it had been completed and within 24 hours it had been removed.
We're willing to wipe the slate clean, give you a fresh start. All that we're asking in return is your cooperation.
-
mattyboy
- Posts: 390
- Joined: Thu Jul 21, 2011 10:57 am
- Location: United Kingdom
Mine was removed within a couple of days. Maybe it makes a difference whether you do the full IVA term or do an F&F? But that is anyone's guess, probably down to who is working and what mood they're in.
"Just when you think that you can make ends meet, somebody moves the ends."
