Get expert opinion. This is the place for new questions to be posted.
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TheMatrix
- Posts: 2171
- Joined: Sat Mar 17, 2007 8:32 pm
- Location: United Kingdom
Only ever do the lotto now when I'm feeling lucky like last week I found a pound so put it on. I've always used lucky dips so don't feel obligated to pay for every draw thinking what if my numbers come up.
Most I've ever won on the lottery was around £40 for 4 numbers and in all this time I've only ever had 4 numbers once. It's been a few years since I've had 3 numbers come to think about it.
Guess I'm unlucky

We're willing to wipe the slate clean, give you a fresh start. All that we're asking in return is your cooperation.
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Niobe
- Posts: 5169
- Joined: Tue Jul 03, 2012 9:56 am
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That was one reason why we stopped doing it. We actually now save the money we were spending on it and put it in the Terramundi jar - should have a nice little bit of savings at Christmas.
As to work, I run the lottery at the moment and we do stick with the same numbers. Have had a few 3 numbers come up.
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dipsy
- Posts: 283
- Joined: Sun May 06, 2012 1:57 pm
- Location: United Kingdom
I did the same but only for about three months before I realised it was futile!!! I think we all look for ways to get ourselves out of a hole but gambling really isn't the way out as we have all proved.
As long as a lesson is learned then look forward not backwards. Hope all is well with your application for an IVA.
Take what life throws at you and hold your head up high. You're only human after all!!!
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relieved33
- Posts: 1166
- Joined: Mon May 18, 2009 7:22 pm
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It is not a hopeless case - read my blog!! Hubby had amassed a HUGE gambling debt - all behind my back with online gambling and credit cards that sent paperless statements! We went with Cleardebt and had to provide bank statements and print outs where we'd said to the online gambling sites never to reopen an account and showed he'd got online help for it. Give a couple of companies a call, I'd wholeheartedly recommend Cleardebt as a starting point. Good Luck!
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Shining
- Posts: 27019
- Joined: Thu Sep 20, 2007 8:57 am
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relieved33 that post will no doubt help the OP. xx
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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terry d
- Posts: 382
- Joined: Sat Apr 28, 2012 4:42 pm
- Location: United Kingdom
i dont think that would be a problem getting an iva with gambling debts,that could have been drink drugs or like a lot of us abuse of the credit card,at least your trying to sort it out
never cment on me speling its rubbish and i didnt go to schola lot okk
made bankrupt 1st august 2012 at 10.00am
now disharged so bankrupt no more thank god im free of debt now
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Rod Newman
- Posts: 310
- Joined: Mon May 16, 2011 8:10 pm
- Location: United Kingdom
As a thought process the amassing of debt on credit cards through shopping adictions etc are equally as damaging and this can be absorbed and helped. Unless I have missed something in the thread we may not be talking about a gambling addiction merley someone who tried to gamble their way out of debt rather than someone who got into debt by gambling ion the first place. Both of course are somewhat risky but as Mel pointed out quitre succinctly and wins over £500 will have to be paid into the IVA pot anyway! Good luck for the future
Rod
Most day's you feel like the statue but just once in a while you get to be the pigeon!
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Shining
- Posts: 27019
- Joined: Thu Sep 20, 2007 8:57 am
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We are all in debt for a whole variety of reasons.
We all need support and reassurance along the IVA path and now we've found teh forum both is freely availalbe.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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iamfubb2
- Posts: 134
- Joined: Fri May 25, 2012 8:11 pm
- Location: United Kingdom
font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by dipsy
I did the same but only for about three months before I realised it was futile!!! I think we all look for ways to get ourselves out of a hole but gambling really isn't the way out as we have all proved.
As long as a lesson is learned then look forward not backwards. Hope all is well with your application for an IVA.
I like the sensible and positve vibe of this post,[:)] good quote at the end, thanks.
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dipsy
- Posts: 283
- Joined: Sun May 06, 2012 1:57 pm
- Location: United Kingdom
Thanks iamfubb2. Let us know how you get on with things.
Take what life throws at you and hold your head up high. You're only human after all!!!