How long before IVA is taken off he Register??

Get expert opinion. This is the place for new questions to be posted.
7 posts Page 1 of 1
 
 

vixster

User avatar
Posts: 89
Joined: Thu Apr 26, 2012 8:12 pm
Location:

Post by vixster » Sun Jul 29, 2012 10:52 am
Hi all,

Can someone please advise?

Just wanted to know now that I've received my CC from GT. How long is it before it disappears from the IVA Register?

Also the IVA shows on the 3 Credit Reference Agencies should I send a copy of the CC so as they can update their records?

Thanks

Vixster
IVA Completed Nov 2011.
Completion Certificate received 21st July 2012.
 
 

Niobe

User avatar
Posts: 5169
Joined: Tue Jul 03, 2012 9:56 am
Location:

Post by Niobe » Sun Jul 29, 2012 10:55 am
It should come off shortly - GT will inform the IS that you have completed.

It should fall off the CRA after six years.
 
 

vixster

User avatar
Posts: 89
Joined: Thu Apr 26, 2012 8:12 pm
Location:

Post by vixster » Sun Jul 29, 2012 10:57 am
Thanks Niobe,

It's now passed the 6th year on 13th June but still showing. Is it because the CRA's are slow at updating ?

Thanks again

Vixster
IVA Completed Nov 2011.
Completion Certificate received 21st July 2012.
 
 

Niobe

User avatar
Posts: 5169
Joined: Tue Jul 03, 2012 9:56 am
Location:

Post by Niobe » Sun Jul 29, 2012 10:59 am
It probably is - you can always contact them and ask why it is still showing.

The IS I think can take up to three months to update.
 
 

plasticdaft

User avatar
Forum Expert
Posts: 9562
Joined: Wed May 21, 2008 12:45 pm
Location: United Kingdom

Post by plasticdaft » Sun Jul 29, 2012 11:43 am
Yes it can take up to 3 months to be updated but is often updated sooner.


Paul
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
 
 

Niobe

User avatar
Posts: 5169
Joined: Tue Jul 03, 2012 9:56 am
Location:

Post by Niobe » Sun Jul 29, 2012 12:47 pm
Just keep checking on there!!
 
 

KM1512

User avatar
Posts: 392
Joined: Fri Jun 15, 2012 2:05 am
Location: United Kingdom

Post by KM1512 » Sun Jul 29, 2012 10:08 pm
Vixster congrats on receiving your completion certificate I know that it may not drop off your credit reports until 6 years after the default date this should be the date your IVA was approved but on mine some are 5 to 6 weeks later - good luck
7 posts Page 1 of 1
Return to “Ask IVA Forum and Industry experts”