Get expert opinion. This is the place for new questions to be posted.
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newbeginnings
- Posts: 88
- Joined: Wed Jun 01, 2011 11:09 am
- Location:
Annual review just completed and what a relief to have no changes!
First year down and 4 to go - cant believe how quick the last 12 months have went.
What a relief to have no letters or phonecalls bombarding us and our family life hasnt been to bad.
We still dont have a pile of surplus cash each month but at least we have no mounting bills or credit cards to wory about.
Thanks to everyone for their support and advice on this forum - dont post that often but can nearly always find the answers to my questions in other posts!
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plasticdaft
Forum Expert
- Posts: 9562
- Joined: Wed May 21, 2008 12:45 pm
- Location: United Kingdom
Its pleasing to get a review under your belt,they do appear rather scary at 1st but are there for your benefit as much as anything else.
As for the surplus of cash,we found that whenever we managed to save anything,something broke down,that cost a little over what was saved up.
Good luck for the next 47 months!!
Paul
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
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Lucy lou
- Posts: 16
- Joined: Tue Jul 24, 2012 7:08 pm
- Location:
Well done
break the time into smaller amounts and focus on the half way stage every day passed is a day nearer
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KM1512
- Posts: 392
- Joined: Fri Jun 15, 2012 2:05 am
- Location: United Kingdom
Well done newbeginnings and I waiting for my 4th year review and they are still as scary as the first but every day is a day closer to being debt free - good luck
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Struzzo39
- Posts: 1820
- Joined: Sun Jan 24, 2010 5:56 pm
- Location: United Kingdom
Fab news. Hope it continues to go well. Somedays i feel like we've been in the iva forever and sometimes its flown. Good luck x
Steven & Debbie
