Can i keep a ppi claim against a company who does not form part of my IVA ?

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Paul.lp

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Post by Paul.lp » Wed Aug 08, 2012 10:29 pm
can i make a ppi claim against a compay who does not form part of my iva and keep the claim
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nickjohn

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Post by nickjohn » Wed Aug 08, 2012 11:15 pm
unfortunately all PPI / bank charges reclaim have to be paid to your IP as they are classed as a windfall..
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MelanieGiles

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Post by MelanieGiles » Thu Aug 09, 2012 2:03 am
Hi Paul and welcome to the forum

If the terms of your own IVE deem PPI reclaims to be assets, it is irrelevant whether they relate to debts in the arrangement or debts which had already been paid off by the time you entered into the arrangement.
Regards, Melanie Giles, Insolvency Practitioner
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Karen.mg

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Post by Karen.mg » Thu Aug 09, 2012 7:22 am
If PPI's are not mentioned in the terms of your IVA does that then mean if you had some years ago but no PPI on debts included in the IVA you cannot be forced to make a claim for the mis selling of them?

There seem to be many scenarios within the mis selling of PPI's but all answers seem to point to if you receive any extra money you must pay it into your IVA
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terrytibs55

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Post by terrytibs55 » Thu Aug 09, 2012 9:27 am
Be careful though IVA companies are now obtaining peoples PPI withou their consent. See my post about this.
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IVANotOverYet

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Post by IVANotOverYet » Thu Aug 09, 2012 10:37 am
font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by terrytibs55

Be careful though IVA companies are now obtaining peoples PPI withou their consent. See my post about this.
Allegedly.
IVA Completed!

Final payment made November 2011.

CoC received 12/10/12.
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terrytibs55

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Post by terrytibs55 » Thu Aug 09, 2012 11:44 am
Proven
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IVANotOverYet

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Post by IVANotOverYet » Thu Aug 09, 2012 12:35 pm
font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by terrytibs55

Proven
Please, change the record.
IVA Completed!

Final payment made November 2011.

CoC received 12/10/12.
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Niobe

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Post by Niobe » Thu Aug 09, 2012 12:42 pm
Please don't get into an argument over this point - the ethos of the forum is respect for all.
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Adam Davies

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Post by Adam Davies » Thu Aug 09, 2012 12:50 pm
Hi

Melanie has answered the question so no need to keep the thread running

Regards
Andam Davies
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