Very exciting times! I finally got mine in July, six years after entering the IVA and a year after the final payment. I've just spent the last three months clearing up my credit report, what a chore, but now have PERFECT credit scores with all three agencies. I've also managed to get a credit card with a tiny limit, which i will use for petrol only and clear every month, just to keep a credit history (will never get in a mess again).. One of the happiest days of my life, I'm 'normal' again with no debt!!!
Oops, sorry, I was removed from the register after three weeks. Worth noting that whilst Equifax and Call Credit automatically take the IVA off your credit report after six years, Experian don't remove it until six years has passed AND you send them your completion certificate.
