Hi. I am brand new to this forum.

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Jay H

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Post by Jay H » Sat Sep 29, 2012 2:33 am
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same as the above..my 2nd biggest debt was MBNA they accepetd mine which i think was 36 p at the time now its a lot more with ot and bonuses going in to my iva..i am also with money debt & credit you will need to post what you think about them as i have some runnings with them about the lack of communication in till they want something off you like extra money
I am no expert but would like to give advice based on my own personal experience...
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MrsR

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Post by MrsR » Sat Sep 29, 2012 9:36 am
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Hi Micheal,

One of my husbands creditors is MBNA and thy were fine with the IVA

Good luck for the 12th!

Mrsr
Started IVA 27th Feb 2012 - Due to complete 27th Jan 2018 !!

Full & Final submitted and accepted 30th March 2015, paid 10th April 2015 - 3 yrs 1 month into IVA :)

Completion Certificate received- 30th April 2015!!
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Michael1971

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Post by Michael1971 » Sat Sep 29, 2012 9:45 am
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Thank you to everyone for their support and I will definitely be posting with the outcome of the outcome creditors meeting. Jay , I had not heard of money debt and credit before and maybe should have done more research but so far they have been nothing but supportive. . Mrs, I hope your granddaughter has a lovely birthday.
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orchid5

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Post by orchid5 » Sat Sep 29, 2012 1:09 pm
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Hi Michael and welcome to the forum, fingers crossed for your creditors meeting and good luck for the future. xxxx
Om shanti, namesté, good luck to all who are embarking on the IVA journey, it isn't always an easy one but the outcome is the best.

IVA COMPLETED August 2012, received Completion certificate 18.4.13.
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Michael1971

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Post by Michael1971 » Fri Oct 12, 2012 11:39 am
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I'm pleased to say my IVA got accepted this morning with no modifications. I'm sure you all realise what a weight off my mind this is. 1 payment down only 59 to go :)
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Niobe

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Post by Niobe » Fri Oct 12, 2012 11:43 am
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Congratulations, good luck with the iva and keep posting
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Kelly O

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Post by Kelly O » Fri Oct 12, 2012 11:49 am
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Thats great news and all the best with your IVA :-)
Regards Kelly Osadare Debt Advice Manager at www.pjgrecovery.com (host to www.melaniegiles.com.)

PJG Recovery have a free online advice channel at www.debtadvicetv.com. If you are ready to ask us for specific advice or help, then get in touch at www.pjgrecovery.com/contact-us.asp . I look forward to speaking to you.
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Broke of London

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Post by Broke of London » Fri Oct 12, 2012 11:52 am
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Fab news! Congratulations x
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MelanieGiles

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Post by MelanieGiles » Sat Oct 13, 2012 12:05 am
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That's great news and well done to all concerned at MD&C for assisting you on your new journey.
Regards, Melanie Giles, Insolvency Practitioner
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Michael1971

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Post by Michael1971 » Sat Oct 13, 2012 6:19 am
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Thanks everyone for your support. I must also say that money debt and credit have been very supportive and understanding. I am so happy to have been given a fresh start.
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luluj

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Post by luluj » Sat Oct 13, 2012 7:50 am
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Enjoy the fresh start.....a real opportunity to turnover a new leaf and look to the future.
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
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