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Kev.02

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Post by Kev.02 » Thu Jan 03, 2013 5:45 pm
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Good luck from us too
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Niobe

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Post by Niobe » Thu Jan 03, 2013 5:47 pm
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Thinking of you!
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MrsR

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Post by MrsR » Thu Jan 03, 2013 6:10 pm
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I am sure everything will be fine and go well.

We are with Mel's team and the meeting was prompt and I got a call and email re modifications within 15 mins of the meeting ending.

I was very pleased with the process and the efficiency of the team and also the communication between all parties.

Let us know how you get on !
Started IVA 27th Feb 2012 - Due to complete 27th Jan 2018 !!

Full & Final submitted and accepted 30th March 2015, paid 10th April 2015 - 3 yrs 1 month into IVA :)

Completion Certificate received- 30th April 2015!!
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Shining

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Post by Shining » Thu Jan 03, 2013 8:08 pm
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All the best for tomorrow x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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Foggy

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Post by Foggy » Thu Jan 03, 2013 8:11 pm
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If anyone can do it, Team Mel can do it :-)
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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luluj

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Post by luluj » Thu Jan 03, 2013 8:34 pm
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Looking forward to seeing your positive result tomorrow ! Good luck and try and stay busy x
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
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Cariadqueen

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Post by Cariadqueen » Thu Jan 03, 2013 9:45 pm
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Good luck for Tomorrow, We are also with Mel and we had the phone call within 10 minutes of the creditors meeting ending (with positive results ;) ) I'm sure you will also be posting good news tomorrow xx
25 months down.....We will be debt free!
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MelanieGiles

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Post by MelanieGiles » Thu Jan 03, 2013 11:12 pm
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Fingers and toes crossed for you from our end tomorrow - and you will probably know the outcome before I do, as I am being interviewed by the BBC in the morning!
Regards, Melanie Giles, Insolvency Practitioner
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Foggy

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Post by Foggy » Thu Jan 03, 2013 11:15 pm
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Melanie !! What have you done ??? :-)
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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MelanieGiles

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Post by MelanieGiles » Thu Jan 03, 2013 11:19 pm
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Funnily enough I am on a radio programme for BBC Wales about the effect of mortgage increases and how this is affecting families in Wales. Am in the middle of my homework now!
Regards, Melanie Giles, Insolvency Practitioner
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TheArtist

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Post by TheArtist » Fri Jan 04, 2013 8:32 am
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Todays the day - The very best of luck to you both!!!
Completed IVA - August 2012 pheeeeeeeeeew
Only my opinion - Nothing More Nothing Less
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in-a-mess-indeed

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Post by in-a-mess-indeed » Fri Jan 04, 2013 8:40 am
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Mirror the Artist, good luck to you both :-) Listening to BBC wales for you Mel :-)
Took The plunge and made the call, changed our family life and we have never been happier. Debt free and wont go back..... IVA was by far the best thing we ever did to teach us the real value of Family and money
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libertyfund

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Post by libertyfund » Fri Jan 04, 2013 9:15 am
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Not long now till hopefully you are on your way to a new future. Let us know. Fingers crossed.
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esgt1967

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Post by esgt1967 » Fri Jan 04, 2013 11:25 am
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Just had the dreaded call from Marc and both IVA's approved with no change to our payments. I couldn't stop myself crying when Marc called with the good news. Will post on the IVA Approved page and now feel like a proper member of the forum. Look forward to "speaking" with you all over the next few years. Huge thanks to Mel and all her team for doing such a fantastic job.
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in-a-mess-indeed

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Post by in-a-mess-indeed » Fri Jan 04, 2013 11:42 am
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congrats :-)
Took The plunge and made the call, changed our family life and we have never been happier. Debt free and wont go back..... IVA was by far the best thing we ever did to teach us the real value of Family and money
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