Get expert opinion. This is the place for new questions to be posted.
-
hlaustin
- Posts: 7
- Joined: Tue Aug 21, 2012 8:13 am
- Location:
Hi, we finished our IVA in July 2011, completion certificate received a week later. It dropped off our credit files in December 2011. Since then we've been working hard to build our credit rating. We want to apply for a mortgage, and have 10% deposit. Is it worth trying a high street lender now our credit reports are good? Or do we need to find a specialist lender?
-
Niobe
- Posts: 5169
- Joined: Tue Jul 03, 2012 9:56 am
- Location:
Personally I'd have a word with Ryan, our mortgage expert. He has helped several posters on here. His details can be found under the 'Ask experts a question' link on the left hand side of the page.
-
Kev.02
- Posts: 103
- Joined: Sun Dec 23, 2012 9:02 pm
CC one week after completion out standing service
-
hlaustin
- Posts: 7
- Joined: Tue Aug 21, 2012 8:13 am
- Location:
Yes, but was back in 2011, before all the PPI problems that seem
To be holding everyone up!
-
Niobe
- Posts: 5169
- Joined: Tue Jul 03, 2012 9:56 am
- Location:
You can try a normal lender but I would still recommend speaking to Ryan for some free advice.
-
plasticdaft
Forum Expert
- Posts: 9562
- Joined: Wed May 21, 2008 12:45 pm
- Location: United Kingdom
I would ask your own bank informally before looking at sub prime high interest loans.
Paul
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
-
luluj
Forum Expert
- Posts: 11333
- Joined: Sun Dec 09, 2007 6:54 am
- Location: United Kingdom
Speak with Ryan he has access to all lenders and will find you the most suitable to your needs.
Sharing from experiences of dealing with debt
There is a solution for everyone .... Just need to stay positive !
Look at my blog "All I wanted was a baby"
-
Niobe
- Posts: 5169
- Joined: Tue Jul 03, 2012 9:56 am
- Location:
His advice is free so it doesn't hurt to speak to him first - you don't have to go with him.
