Get expert opinion. This is the place for new questions to be posted.
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angelbear
- Posts: 29
- Joined: Wed Oct 03, 2012 10:10 am
- Location: United Kingdom
Its over! I have my closure docs and certificate! Karol saved the day! Large glass of wine and a huge sigh of relief! Thanks everyone for the advice

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debt tired
- Posts: 209
- Joined: Fri Nov 16, 2012 11:17 am
- Location:
Well done - you must be so relieved. Thank goodness for Karol.
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Kev.02
- Posts: 103
- Joined: Sun Dec 23, 2012 9:02 pm
well done good in in the new debt free future
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GilliB
- Posts: 656
- Joined: Fri Mar 02, 2012 4:29 pm
- Location: United Kingdom
Phew - so relieved for you angelbear, many congratulations!! x
IVA journey started: 30th March 2009. Settled: 17th July 2012. Completion Certificate received: 13th March 2013. Breathe. x
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Foggy
- Posts: 33396
- Joined: Fri Dec 17, 2010 11:14 am
- Location: United Kingdom
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Well done to both angelbear and to Karol

My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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luluj
Forum Expert
- Posts: 11333
- Joined: Sun Dec 09, 2007 6:54 am
- Location: United Kingdom
Great news and now 2013 can really begin for you !
Sharing from experiences of dealing with debt
There is a solution for everyone .... Just need to stay positive !
Look at my blog "All I wanted was a baby"
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Shining
- Posts: 27019
- Joined: Thu Sep 20, 2007 8:57 am
- Location:
A wonderful start to the New Year. Congratulations x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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plasticdaft
Forum Expert
- Posts: 9562
- Joined: Wed May 21, 2008 12:45 pm
- Location: United Kingdom
Fantastic news. Enjoy the vino!!
Paul
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
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wiggle1
- Posts: 600
- Joined: Fri Jan 27, 2012 7:09 pm
- Location: United Kingdom
Excellent news.
Life after IVA is wonderful.
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Skippy
- Posts: 20720
- Joined: Sat Oct 21, 2006 6:08 pm
- Location: United Kingdom
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Congratulations angelbear!
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Niobe
- Posts: 5169
- Joined: Tue Jul 03, 2012 9:56 am
- Location:
Fab news - really pleased for you.
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MerlinL14
- Posts: 1626
- Joined: Sun Oct 30, 2011 2:44 pm
- Location:
Congrats angelbear and good luck for the future.
How long did it eventually take from last payment, if you don't mind me asking?
Last Payment made 04/12/14. Completion Certificate 25/7/15. IVA company GT. No Issues
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Little miss trouble
- Posts: 311
- Joined: Mon May 07, 2012 10:56 am
- Location: United Kingdom
Fantastic news!!! Phew!!!!
5 years done and dusted. Certificate received.
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angelbear
- Posts: 29
- Joined: Wed Oct 03, 2012 10:10 am
- Location: United Kingdom
10 months since f&f payment accepted! No ppi or anything else!