Natwest

[harrimav]

No idea, but I'm definitely not letting it go. I'm a 40%rax payer , have 2 properties so they has a very short reran view of benefits of iva clients in long term !!

[Niobe]

I don't think they'll be interested somehow - they can do what they like with their customers regardless of how well you are running the account.

[Shining]

A potential customer of the future nonetheless for a full account and possible mortgage etc they really are shortsighted as it's not like they're giving us an overdraft, cheque book or anything frilly. The only difference really as far as I see it is the limited use of ATM's or is there another difference I am missing?

[Niobe]

Totally agree but, if they do this across you they are the ones who lose out.

I'd never use HSBC again even if they weren't a creditor because of the way they treat people in an IVA.

[abbiesmum2003]

thats what i thought Lesley! Thats the only difference i can see. Bit of a lame reason to down grade us. Surely with no OD/cheque book its no different to a 'basic' account anyway!!

[lem]

What's wrong with having a cheque book anyway? cheques can't be cashed if there isn't enough money in the account anyway (they bounce) so I don't see why it's such an issue to have a cheque book if you are in an IVA

[Niobe]

Me neither. I've never had a cheque book with the Nationwide account but we do still a Barclays one as they were not a creditor of hubby and we still have a cheque book with that.