I have been accepted for an IVA but struggling to get a basic bank account

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Marianne.tt

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Post by Marianne.tt » Sat Mar 02, 2013 10:30 am
I have been accepted for an IVA, but struggling getting a basic bank account.
 
 

luluj

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Post by luluj » Sat Mar 02, 2013 10:41 am
welcome to the forum. The Yorksire Bank, The Co-Op and both Halifax and Natwest are normally IVAN friendly. You can ring up for a Co-op pack to be sent out, and with the others pop into your local branch...be sure to ask for there basic accounts
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
 
 

12 months to go

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Post by 12 months to go » Sat Mar 02, 2013 10:50 am
hi there

also google clear cash this may be useful
Last payment made April 2012
Certificate received 1st Nov 2012
 
 

Shining

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Post by Shining » Sat Mar 02, 2013 12:58 pm
natwest you can apply online unless they've changed their criterial of late.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

MelanieGiles

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Post by MelanieGiles » Sat Mar 02, 2013 3:03 pm
Both the ClearCash and the Secure Trust accounts are viable alternatives to basic free banking, if you struggle to find a bank who will accept you. The downside is that there is a monthly charge, but the upside is that the account can be opened immediately with no credit checking.
Regards, Melanie Giles, Insolvency Practitioner
 
 

catsaremad

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Post by catsaremad » Sat Mar 02, 2013 3:12 pm
Hi I can recommend secure trust bank they are a very friendly team and always go out of their way for you.
 
 

MerlinL14

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Post by MerlinL14 » Sat Mar 02, 2013 7:09 pm
I am also a very satisfied Secure Trust customer and would recommend them very highly. ClearCash is another account you may wish to look into.
Last Payment made 04/12/14. Completion Certificate 25/7/15. IVA company GT. No Issues
 
 

Russ_80

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Post by Russ_80 » Sat Mar 02, 2013 7:11 pm
I am with Nationwide... does this mean 'hopefully' if my IVA goes through they will close my account?

Just to add Nationwide are not one of my creditors.
 
 

Skippy

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Post by Skippy » Sat Mar 02, 2013 7:36 pm
As far as I'm aware Nationwide don't have a policy of closing accounts. My BR is still showing on my credit file and I've had an account with them for a long time without any problems.
 
 

Russ_80

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Post by Russ_80 » Sat Mar 02, 2013 7:40 pm
font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by Skippy

As far as I'm aware Nationwide don't have a policy of closing accounts. My BR is still showing on my credit file and I've had an account with them for a long time without any problems.
Thanks for that skippy appreciate your reply [;)]
 
 

harrysmummy78

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Post by harrysmummy78 » Sat Mar 02, 2013 8:15 pm
I opened a Yorkshire Bank account in December they do credit check on even a basic account so probably unlikely to be accepted once in an IVA - I did open a Natwest basic account online though with no problems just had to take copies of ID in to our local branch.
Inter-locking IVA approved 25th Feb 2013 - F&F offer Accepted 06th July 2017 - Completion Certificate received 20th July 2017
 
 

mothergoose

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Post by mothergoose » Sun Mar 03, 2013 6:14 am
We are with secure trust and have no problem..
 
 

single_mum

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Post by single_mum » Mon Mar 04, 2013 2:57 pm
I opened a basic bank account with NatWest as soon as my IVA was accepted.... great service, card, direct debits and online banking (which is in real-time, so you know exactly how much money you have!) I was up front with them in the branch and they were more than helpful.
The best thing I ever did - at last I'm in control!
 
 

suky424

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Post by suky424 » Mon Mar 04, 2013 3:10 pm
I went with NatWest too, they've been great, had no problems what so ever.
Whoop Whoop!!
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