I had my f&f accepted last may and in July my IP said all creditors claims had been settled and f&f certificate would be issued within 2 to 3 weeks. Certificate still hasn't been received and in November we were told it could be a year from when f&f was accepted.
This week we have received annual statements from two of our creditors still showing debt outstanding. Does this sound right? I would of thought if claims had been settled we wouldn't have heard from creditors again.
Carrie
Thanks Andy
I will forward the creditor letters onto my IP.
I have never taken any PPI I out so would not have anything to claim back. Will I need to make my IP aware of this?They have never asked me if I have any.
Carrie
The thing is about a lot of people saying they never took out PPI is a myth. Sorry folks but out of all your loans and cards. They put on PPI without your consent. It was in your interest and built in. Thats why they are paying out. EGG did it on all loans and credit cards. Sorry folks but thats why your IP is claiming it all back. A friend just got £3000 back from Lloyds he didnt sign any PPI.
I know you are a client of mine who wants to see their IVA closed. We will be writing to you this week with regard to PPI and hopefully we can progress matters now very quickly.
Sorry to bump this thread again Mel, but I haven't received any correspondence re PPI.
I have contacted your office about letters from creditors, but all they came back with was asking for confirmation that we hadn't had any windfalls so creditor's final report could be completed.
I had an email last July saying creditors claims had been settled.
I am quite patient to wait. I just am confused as to what I'm waiting for in order to get certificate.
Carrie
Hopefully Mel will be along later this evening and will be able to update...as you are one of her clients it maybe best to contact her off forum so that specific details can be spoken about in confidence.
Let us know how you get on.
Sharing from experiences of dealing with debt
There is a solution for everyone .... Just need to stay positive !
is that right about PPI ???? I have looked thro my creditors and none of my credit card statements say anything about PPI, and ive looked at the small print and it doesnt say anything there either.......