Advice

Get expert opinion. This is the place for new questions to be posted.
7 posts Page 1 of 1
 
 

kath

User avatar
Posts: 13
Joined: Wed Mar 13, 2013 8:13 pm
Location:

Post by kath » Fri Mar 15, 2013 8:13 pm
Hi
Quite New to the site but finding it really helpful. We're just at the start of the iva process and have spoken with the debt people this morning to go through figures, outgoings etc. The next step I believe is for them to send the proposal and then we just wait for the creditors meeting.
It's a bit of a minefield as I'm sure you've all experienced and I suppose I'm just after a little reassurance re "the debt people" they seem ok and have answered all our questions but I wondered if anyone had used them and could may be give me feedback whether it be negative or positive
 
 

Shining

User avatar
Posts: 27019
Joined: Thu Sep 20, 2007 8:57 am
Location:

Post by Shining » Fri Mar 15, 2013 8:15 pm
Hi, I'm not familar with the debt people but think there may be others that are. Have you looked at www.iva.com to see if there is any reviews left in respect of them.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

kath

User avatar
Posts: 13
Joined: Wed Mar 13, 2013 8:13 pm
Location:

Post by kath » Fri Mar 15, 2013 8:22 pm
Hi Lesley
Thanks for that. They are on there which makes me feel slightly better, but not much recent feedback unfortunately. It's probably me worrying unnecessary and would just like to maybe hear from anyone who has used them.
 
 

kath

User avatar
Posts: 13
Joined: Wed Mar 13, 2013 8:13 pm
Location:

Post by kath » Fri Mar 15, 2013 8:27 pm
Sorry one other question .. they mentioned us signing rx 1 form which I believe is normal practice ... could someone explain in plain English what this is for x
 
 

lem

User avatar
Posts: 2753
Joined: Tue Nov 09, 2010 9:56 am
Location:

Post by lem » Fri Mar 15, 2013 8:33 pm
Hi Katy, it's so they can put a restriction on the land registry so you won't be able to sell your house without the ip knowing and giving their consent, this would be lifted following complete of the iva
 
 

kath

User avatar
Posts: 13
Joined: Wed Mar 13, 2013 8:13 pm
Location:

Post by kath » Fri Mar 15, 2013 8:37 pm
Hi I thought that's what it was thanks for the clarification
 
 

lem

User avatar
Posts: 2753
Joined: Tue Nov 09, 2010 9:56 am
Location:

Post by lem » Fri Mar 15, 2013 8:42 pm
Sorry kath, I didn't mean to call you Katy, my iPad seems to autocorrect wrongly!
7 posts Page 1 of 1
Return to “Ask IVA Forum and Industry experts”