Get expert opinion. This is the place for new questions to be posted.
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Nighteyes
- Posts: 17
- Joined: Tue Feb 02, 2010 1:52 pm
- Location:
I made my last payment the end of September last year. I've had a letter illustrating that my balance is now zero, but had no certificate. Should I be concerned? My IVA was with Grant Thornton.
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TheArtist
- Posts: 555
- Joined: Sat Nov 17, 2012 4:41 pm
- Location: United Kingdom
Nighteyes. Sorry to be the bearer of bad news but GT are notoriously slow at sending out CCs. I wish you well. Are all issues completed regarding PPI etc. That is one of the main reasons for delay.
Completed IVA - August 2012 pheeeeeeeeeew
Only my opinion - Nothing More Nothing Less
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Niobe
- Posts: 5169
- Joined: Tue Jul 03, 2012 9:56 am
- Location:
Hi and welcome.
I agree - I think you will be waiting a long time for that letter. Some people have been waiting for over 12 months.
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angelbear
- Posts: 29
- Joined: Wed Oct 03, 2012 10:10 am
- Location: United Kingdom
I am at 10 months and counting waiting on Grant Thornton! You may be lucky some get them faster but unlikely if you read the posts on here! Good luck
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geordie123
- Posts: 170
- Joined: Mon Jul 30, 2012 10:40 pm
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I am at 20 months and waiting so you will have to be very patient
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Nighteyes
- Posts: 17
- Joined: Tue Feb 02, 2010 1:52 pm
- Location:
Hmmm, okay. Good to know. And no, I made no PPI claims, I even signed a declaration stating I would not be making any claims.
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Niobe
- Posts: 5169
- Joined: Tue Jul 03, 2012 9:56 am
- Location:
Unfortunately they are still taking a long time to sort out the completion letters.
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in-a-mess-indeed
- Posts: 184
- Joined: Thu Jul 08, 2010 8:22 pm
- Location: United Kingdom
Good luck nighteyes hopefully it wont be too much longer.
Took The plunge and made the call, changed our family life and we have never been happier. Debt free and wont go back..... IVA was by far the best thing we ever did to teach us the real value of Family and money
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libertyfund
- Posts: 69
- Joined: Tue Jun 21, 2011 5:04 pm
- Location: United Kingdom
Why doesnt someone pass an act to make these companies have a deadline for such things. After all they've have countless thousands of payments made on time by their clients. Terrible.
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tonyranks
- Posts: 130
- Joined: Fri Jan 21, 2011 10:48 pm
- Location: United Kingdom
freeman and Jones had mine in 2 weeks....wow!!!! the stories I am reading. it came off the register around the next day
time is always the answer, stay focus and you will reach the end all in good time
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kst101
- Posts: 115
- Joined: Wed Jan 25, 2012 9:07 pm
- Location:
I'm with GT and lucky if I get a reply to an email within two weeks...
Paid F&F in July 2012 and received CC in July 2013
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12 months to go
- Posts: 612
- Joined: Sun Jun 26, 2011 10:44 am
- Location: United Kingdom
im waiting for Orchid5's reply to this whilst shes on a roll !!
Last payment made April 2012
Certificate received 1st Nov 2012
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orchid5
- Posts: 1814
- Joined: Sat Jul 05, 2008 2:37 pm
- Location: United Kingdom
That has definately made me laugh, in the grand scheme of things i've not been waiting long for mine, however it would appear it isn't going to arrive sometime soon and that's the bug in the ointment.
Kst i would keep emailing they will answer eventually, if you don't i would look at the complaints procedure and complain that is the only way things will get sorted now.
Hope you are well 12 months to go.
Xxx
Om shanti, namesté, good luck to all who are embarking on the IVA journey, it isn't always an easy one but the outcome is the best.
IVA COMPLETED August 2012, received Completion certificate 18.4.13.
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12 months to go
- Posts: 612
- Joined: Sun Jun 26, 2011 10:44 am
- Location: United Kingdom
yes im fine orchid5
my biggest issue as ive posted before is having speant almost 6 years in my IVA, having little spare cash meant i rarely went out; now ive got spare cash im used to not going out and am becoming more and more bored. Friends sort of understandably got used to me always declining offers to go places and do things as i was skint but would never tell them this was the reason , so 7 years on friends have got used to doing their own things.
dont get me wrong ive spare cash now and am saving each month , but ive got used to not going out and just seem to be cabbaging ! god knows what im going to do with the money im saving, as im not doing anything to need spending it.
not quite a hermit yet but i may be on the way !!
Last edited by
12 months to go on Sun Mar 17, 2013 6:35 pm, edited 1 time in total.
Last payment made April 2012
Certificate received 1st Nov 2012
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geminifm
- Posts: 10
- Joined: Sun Oct 30, 2011 2:00 pm
- Location: United Kingdom
Just got my CC today! Took 18 months from when i made my Full and Final Payment in FEB last year, and that was with Grant Thornton
FULL AND FINAL ACCEPTED, COMPLETION CERTIFICATE NOW IN HAND
