Hi. Yes, you probably can, but at that level of debt it might not be the best option, depending upon all of the circumstances. Best to have a chat with a couple of IPs ( have a look at www.iva.com) and discuss specific options --- you don't want to end up using a sledgehammer to crack a nut !
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
Then I would happily present that as an IVA for you, but do be aware that if you were to enter into a DMP with a non-fee paying company, and if creditors agreed to freeze charges and interest on the debts, that you could repay them in full within 7 years, so that route is also worthy of consideration.
