I have tried an debt manager programme and. Couldn't afford repayment and I'm a single mum with no income only benefits and out o that I have to pay bills and legal aid debt recovery is there any way u can help
Welcome to the forum. You would be best advised to approach two or three insolvency practitioners that can deal with your situation. There are any solutions available depending on your circumstances, including debt relief orders and bankruptcy. Look at www.iva.com and you will find contact details for recommended firms . Good luck
Sharing from experiences of dealing with debt
There is a solution for everyone .... Just need to stay positive !
How much are your debts? If they are less than £15,000 and you have no assets then you could apply through your local CAB office to do a Debt Relief Order (DRO) this only costs £90 and wipes out your debt. If you have more than £15,000 then you could look at bankruptcy
If you have no assets and a limited income you may meet the criteria for a DRO - have a read using the link below and if you qualify contact an authorised debt adviser.
PJG Recovery have a free online advice channel at www.debtadvicetv.com. If you are ready to ask us for specific advice or help, then get in touch at www.pjgrecovery.com/contact-us.asp . I look forward to speaking to you.
