Get expert opinion. This is the place for new questions to be posted.
			
	
		
		
			
				
					
										
					Borneo 					
					
															
										
																				 
				Posts:  135  				Joined:  Thu Jun 20, 2013 6:24 pm 				
				
																			Location:  United Kingdom 
													
																 
				
					
															
					
					
					Great News...all the best for the future!
					
					
															
															Katy
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					roberto 					
					
															
										
																				 
				Posts:  39  				Joined:  Thu May 14, 2009 3:51 pm 				
				
																			Location:  United Kingdom 
													
																 
				
					
															
					
					
					Congratulations Hammie 
Have one for me!!!!
					
					
															
															I wanna see the sunshine after the rain, I wanna see bluebirds flying over the mountains again...
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					Ftreal 					
					
															
										
																				 
				Posts:  41  				Joined:  Tue May 14, 2013 10:46 am 				
				
																			Location:  United Kingdom 
													
																 
				
					
															
					
					
					Congratulations Hammie and good luck for a debt free future
					
					
															
															Wisdom comes from experience. Experience is often a result of lack of wisdom.
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					Wild Rose 					
					
															
										
																				 
				Posts:  65  				Joined:  Mon May 20, 2013 12:48 pm 				
				
																			Location:    
													
																 
				
					
															
					
					
					That GREAT news 
 So pleased it's all over for you! 
It's gives us all hope to read a post like this so thank you for sharing your good news. Can I ask, did your IVA start off wih monthly repayments? Or was it always a F&F Settlement IVA from the start?
 
					
					
															
															
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					luluj 					
					
															
										
										Forum Expert										 
				Posts:  11333  				Joined:  Sun Dec 09, 2007 6:54 am 				
				
																			Location:  United Kingdom 
													
																 
				
					
															
					
					
					Great news ... Well done x
					
					
															
															Sharing from experiences of dealing with debt 
 
There is a solution for everyone .... Just need to stay positive ! 
 
Look at my blog "All I wanted was a baby"
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					Hammie1 					
					
															
										
																				 
				Posts:  325  				Joined:  Wed Jun 16, 2010 8:27 pm 				
				
																			Location:  United Kingdom 
													
																 
				
					
															
					
					
					Thanks again all. 
 
Wildrose ~ we have paid monthly for the last 3 years but our circumstances drastically changed. We have been fortunate enough after a long struggle since last October that family offered a F&F for us.
					
					
															
															F&F accepted 12/8/13 - Awaiting Completion Certificate 
Thanks to everyone for your support. Could'nt have done it without you.
 
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					Shining 					
					
															
										
																				 
				Posts:  27019  				Joined:  Thu Sep 20, 2007 8:57 am 				
				
																			Location:    
													
																 
				
					
															
					
					
					Fabulous news really pleased for you x
					
					
															
															IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					Hammie1 					
					
															
										
																				 
				Posts:  325  				Joined:  Wed Jun 16, 2010 8:27 pm 				
				
																			Location:  United Kingdom 
													
																 
				
					
															
					
					
					Thank you Lesley. What information is usually in the chairmans report just wondering what we are expecting? X
					
					
															
															F&F accepted 12/8/13 - Awaiting Completion Certificate 
Thanks to everyone for your support. Could'nt have done it without you.
 
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					Skippy 					
					
															
										
																				 
				Posts:  20706  				Joined:  Sat Oct 21, 2006 6:08 pm 				
				
																			Location:  United Kingdom 
																						
													
					
						Contact 
						
					
					 
												 
				
					
															
					
					
					Great news Hammie, congratulations x
					
					
															
															
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					Hammie1 					
					
															
										
																				 
				Posts:  325  				Joined:  Wed Jun 16, 2010 8:27 pm 				
				
																			Location:  United Kingdom 
													
																 
				
					
															
					
					
					Thanks Skippy x
					
					
															
															F&F accepted 12/8/13 - Awaiting Completion Certificate 
Thanks to everyone for your support. Could'nt have done it without you.
 
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					Little miss trouble 					
					
															
										
																				 
				Posts:  311  				Joined:  Mon May 07, 2012 10:56 am 				
				
																			Location:  United Kingdom 
													
																 
				
					
															
					
					
					Yay!!  Fantastic news, Mondays are always good, had mine on a Monday and also cried x
					
					
															
															5 years done and dusted. Certificate received.
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					wiggle1 					
					
															
										
																				 
				Posts:  600  				Joined:  Fri Jan 27, 2012 7:09 pm 				
				
																			Location:  United Kingdom 
													
																 
				
					
															
					
					
					Congratulations Hammie. You must feel great.
					
					
															
															Life after IVA is wonderful.
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					MelanieGiles 					
					
															
										
										Industry Expert										 
				Posts:  47612  				Joined:  Tue Jan 09, 2007 10:42 am 				
				
																			Location:    
																						
													
					
						Contact 
						
					
					 
												 
				
					
															
					
					
					Great news to see another IVA nearing a successful completion.
					
					
															
															Regards, Melanie Giles, Insolvency Practitioner
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					Pandy 					
					
															
										
																				 
				Posts:  1987  				Joined:  Tue Jun 08, 2010 5:49 pm 				
				
																			Location:  United Kingdom 
													
																 
				
					
															
					
					
					Great news, well done
					
					
															
															If life is what you make it, I must have been in a strange mood when  I made mine
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					Struzzo39 					
					
															
										
																				 
				Posts:  1820  				Joined:  Sun Jan 24, 2010 5:56 pm 				
				
																			Location:  United Kingdom 
													
																 
				
					
															
					
					
					Fantastic news
					
					
															
															Steven & Debbie