Just received my completion certificate !!!!!!! I have a poi claim that has not yet been paid what will happen to this?? How do I contact the credit reference agencies and let them know I have received the completion certificate ? Any help would be appreciated x thank you
I believe that they would be sent a copy by your IP, alternatively, you can check your records held by the Credit Reference Agencies and if needs be, send them a copy of your own Cert as proof for them to verify and update your records/credit rating accordingly.
P.S. Your should contact the company dealing with your PPI Claim and ask for an update, I assume this is your IP acting as your broker? Sounds like the PPi Claim industry has been hell for anyone on an IVA...
Last edited by markgb on Sat Aug 17, 2013 2:52 pm, edited 1 time in total.
Any ongoing PPI claim will need to be paid to your IP for distribution to creditors, if your IVA is one that captures PPI as an asset (which, one way or another, the vast majority seem to).
Good article on cleaning up credit records post IVA here:
Hi Thanks for the replies, Just looked at the Credit reference agencies and they are asking for £2 payment to be made by debit or credit card slight problem I do not have either ???
Cant seem to find a link to download the forms so I can send a postal order as I do not have a cheque book.
that's a good link there Foggy thank you for that.
Could a friend or relative do this on your behalf (as in pay for it on their card). They needn't know about the IVA as lots of people check their credit files for any anomalies for a whole host of reasons.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
They use the debit / credit card as a method of identification, so I doubt a 3rd party could do it. Without the CC/DC the report has to go by post to the address on file.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
ah ah, never applied for one myself only use Noddle so wasn't aware but a postal order can be used as per the following link for exprian and I've not looked at the others but feel confident they'd be similar.
